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Economics - Home Finances

Can you afford a home? – some practical suggestions

If you’re wondering if you can afford a home, this would be a good time to look carefully at your monthly expenditures. Christians are called to be wise stewards of what God has entrusted to us, and He has blessed us with so much! Yet if we are not careful, we can so easily fritter away our funds, and end up not being able to take care of obligations or move ahead with good goals like home ownership.

In Luke 14, Jesus gave a parable about the cost of being one of his disciples, and used the analogy of a builder considering his expenditures before tackling a project: “For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?”

Don’t just think about it

A tool to help in deciding whether or not one can afford a home is a monthly budget. Most people hate budgeting; it can be such a tedious task! But it is also an excellent discipline that will make an enormous impact on your ability to manage your income and expenses, and over time will result in you being able to be even more generous to charitable causes, and to help others along your path.

How do you start?  Like any journey, it always begins with the first step. Take a notebook, or open a new spreadsheet, and for 60 days, write down and categorize every time you spend money. You can download your banking transactions into financial software as a shortcut, but it is more effective the “old fashioned” way – making you more conscious of your spending patterns.

Categorize your spending into different categories as follows: charity, savings, groceries, mortgage or rent, insurance, home maintenance, education, property taxes, entertainment, dining out, utilities, transportation, clothing, medical/health, and personal care. After 60 days of tracking your expenses, you’ll have a pretty good idea of where your money is going, and you can set goals in these categories that will help you decrease your spending where it is not important, and increase your savings.

A sample budget

This graph shows what a typical household might set as goals for spending in these different categories (these may be quite different for you depending on where you live, and your stage of life):

  • Charity: 10% (Make this your first expenditure, not your last!)
  • Savings: 10%
  • Mortgage/Rent: 25%
  • Education: 10% (Depends greatly on what stage of life you are at!)
  • Groceries/household: 10%
  • Utilities: 6%
  • Insurance monthly: 5%
  • Property tax monthly: 5%
  • Transportation / gas / savings for repairs: 5%
  • Home maintenance / savings for maintenance: 5%
  • Clothing: 2%
  • Personal care: 2%
  • Medical / Dental / Health: 2%
  • Gifts: 1%
  • Entertainment / Recreation: 1%
  • Eating away from home: 1%

Many financial planners recommend that you not take on a mortgage that would result in more than 30% of your monthly expenditures going to your home (including property tax, home insurance, and monthly payments). As you develop your own budget, you’ll be able to see if that “rule of thumb” works for you.

The “Freedom Fund”

Sometimes our budgets go astray when we have bills for an unplanned car repair, or when our annual home insurance premium comes due. Financial planners have recommended a concept called the “Freedom Fund,” and it can be a huge help.  For expenses that are regular and planned (like an insurance bill, or property taxes), one can divide the total expected expense in 12, and then set aside that amount every month into a dedicated savings account.

For expenses that are not regular, but that we can expect will come up, like a car repair bill, or major appliance replacement, one can set aside a reasonable amount (as low as $50 per month, or as high as you might think prudent) into another savings account.  (Many banks and credit unions allow members to create “sub accounts” connected to their savings account, and even allow you to name them online!)

These savings accounts, labeled for their intended purpose (like “Car Repair” or “Home Repair” or “Insurance”), become your “Freedom Funds,” so named because they can free you of the stress of sudden bills or non regular expenses. It’s a really simple concept, but if you follow the suggestion, you will find yourself in better control of your finances!

Cash is the answer!

One more incredibly effective way to stretch your money further is to begin paying for most of your purchases with cash.  Yes, it’s old-fashioned; no, it’s not as convenient as plastic, but you may be absolutely certain that you will spend less, and will be better able to stick to your budget, if you change to cash as your payment system for every one of the categories that you can do so.

At the beginning of each week, or perhaps after each paycheck, take out cash for each category for which you are responsible. (You can use envelopes to differentiate each category, or you can buy an organizer wallet that has three or four different compartments.) When the funds for a category are empty, that’s it for spending for that period!

People laugh when they hear this suggestion – it’s so simple – how can it work?  But it really does have a powerful effect on overall spending. There’s something about having to take cash out of a wallet that is more of a deliberate spending choice than simply swiping or inserting a credit or debit card.  Try it!  You have nothing to lose except a little bit of convenience.

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News

Saturday Selections – Apr 29, 2023

How was the canon of Scripture established? (3 min) Stephen Nicols shares that the Church hasn't established the canon, but recognizes it, and that truth is a key difference between Protestants and Roman Catholics. Should AI be shut down? "When our science and technologies are guided by an 'if we can do something we should' kind of moral reasoning, bigger and faster is not better." Housing prices up, builds are down Canada's housing-to-population ratio is the lowest of any G7 nation, because Canada has seen a general decline in home builds since the 1970s, despite a growing population. While the linked report doesn't get into why it is happening, it presses for an investigation to figure it out. Some government policies have focussed on increasing supply without increasing builds, by taxing foreigners who buy homes here. But this doesn't get at the root of the problem – we need more houses. So why aren't builders building, if there is money to be made? Parents need to be able to opt out of "woke" education Michael Zwaagstra is on to something here as he makes a case against Canada's public school system. But he's also a senior fellow at a secular think tank, and that's where his diagnosis falls flat. Zwaagstra thinks "...teachers should be politically neutral" and schools shouldn't be "indoctrination centres." But schools can't help but present doctrine, and the only choice is which. Will they celebrate God as Lord of all, or oppose Him, either explicitly, or implicitly by treating Him as irrelevant to all that students are learning? Reflecting on the Church during the time of COVID The author presents a helpful standard: did we act out of fear, or love for our neighbor? This is a question of motivation, not the end result, since the same act – closing a church, for example – could be done for either reason. However, only one of these motivations is God-honoring. So, now, 3 years later, are we in a place where we can ask, how did we do? How the Earth cleans itself If you believe our astonishingly complex Earth came about by chance and time, one lucky happenstance after another for millions of years, then you'd have ever reason to think it fragile. But if you knew it to be designed, then you wouldn't be surprised to discover that the Earth has been crafted with some impressive self-cleaning abilities. That's not a reason to neglect our stewardship responsibilities (Gen. 1:26-28), but realizing the Earth isn't a delicate egg is a reason to resist climate catastrophism. Unbelief isn't a sin...or is it? Doubters will ask all sorts of questions, but only some will put in the same effort to actually seek answers. When a person's objections are more smokescreen than sincere, we should be sure to call them to "repent and believe" and not simply dig up more answers for them that will never satisfy their rebellion anyway. The article above and video below approach doubt and unbelief from two different but complementary angles and both are worth checking out. ...

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Economics - Home Finances

Finances for the layman: a podcast review of “Two Stewards”

Two Christian businessmen from southern Ontario with passion for real estate, money management, and other financial topics wanted to share their experience and advice with the broader world. What better way than to start a podcast? Mark Krikke and Brent VanderWoude call their two-man show “Two Stewards” (TwoStewards.ca), a great title for lessons on stewardship that are communicated in layman’s terms, with good humor thrown in. Mark and his wife Kristen Krikke founded Joyhill Property Management, specializing in short and medium-term property rentals. Brent and Cherita VanderWoude own “Good Stewards” (GoodStewards.ca), a company with the goal of helping clients invest in real estate with someone at their side as a partner and adviser. “There are a ton of podcasts out there with promises of getting rich quick, and that’s not us” said VanderWoude. “We want to highlight financial realities of the world we live in, and help people make stewardly decisions with their money, all from a Christian perspective.” As VanderWoude laid out in their first show, “If your money is going to outpace inflation, you can’t just put it in a savings account; that just doesn’t work anymore.” After two introductory shows, the next episodes of the podcast focused on real estate as an investment, with the hosts making a strong case that buying homes for this purpose is superior to many other ways to make your money grow. In episode three, Krikke touted the ability to leverage your investment dollars – you, as an investor, provide the down payment, but the bank lends you a multiple of those funds, allowing you to make a return on a larger investment than your original down payment. The hosts also brought up cash flow, third-party paydown, and price appreciation as just some of the reasons to choose real estate for your investing. If these terms are making your head spin or your eyes glaze over, you might appreciate Krikke’s and VanderWoude’s simple and down-to-earth explanations of each of these concepts. “Two Stewards” can be found on all the usual podcasting apps, on Youtube, and on their website TwoStewards.ca. Brent VanderWoude was also a guest on Real Talk Episode #44 - What is Money?...

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Apologetics 101, Pro-life - Abortion

How to defend the unborn in under a minute

I live in a town that’s so pro-life that when I go outside wearing a pro-life t-shirt the only reaction I get is, “Hey Jon, great-looking shirt there. Does it come in red?” We’re so pro-life that when pro-abortion politicians marched in this year’s Farmer’s Day Parade, there was all sorts of cheering and clapping for the float in front of them and the marching band behind them, but not a peep anywhere near them. They were enveloped in an angry bubble of silence. Our town is so pro-life that when my daughters and I volunteer at the pro-life booth, we can count on thanks, not shouts. The booth is set up at the summer fair each year, and most everyone stopping by is there to offer encouragement. They bring their kids to get free pro-life lollipops and pencils. Some buy yard signs or hats. The most popular items are our life-size fetal models showing what the unborn look like at 6 months, and 4 months, and 12 weeks; it’s always fun when a pregnant mom comes by to show her kids what size their baby brother or sister is right now. In the half dozen years we’ve been at this, I’ve only had a dozen or so folk either insult or argue with me. This, then, is more about preaching to the choir than reaching the opposition. Equipping the choir That’s why this year I decided to switch things up a bit. If it was always the choir stopping by, then what if we focused on equipping them? What if we tried to give them a quick “Pro-life 101” refresher, so they could walk away better able to speak up for the unborn? Of course, everyone at the fair is there for the rides and the food and the demolition derby, so it isn’t really the time and place for a class in apologetics. If I was going to pitch something educational, it needed to be quick. My daughters helped me out with a big poster that made an even bigger promise: “Learn how to defend the unborn in under a minute!” The sign was eye-catching and, thankfully, ambiguous enough to give me a little wiggle room on the time limit. Was I promising passersby a 59-second lesson or was I going to show them – in perhaps a slightly longer length of time – how they themselves could offer up a sub-minute defense of the unborn? The fudge factor allowed me to go a little long if I needed it. The short version A lightning-quick defense of the unborn is possible because most abortion arguments focus on one thing: what the unborn can’t do. The fetus is said to be less valuable and less deserving of protection than you or me because: they can’t breathe yet they don’t have brainwaves yet they aren’t self-aware yet they can’t survive on their own Whatever the reason given, it amounts to an abilities test – the unborn are said to be worth less, because they can do less. Therefore to defend the unborn all we have to do is show how it isn’t our abilities that give us value. We can do that by asking a couple of key questions. We’ll need our opponents to explain: Where does human beings’ worth come from? On what basis are we all equal? Unpacking the argument If our value comes from what we can do then that presents a problem for equality, since we all have very different abilities. I’m bigger than most, and maybe you’re faster than me, and that fellow over there might be smarter than both of us. So, then, in what sense are any of us equal? It’s quite the conundrum for the abortion supporter. Any ability-based answers he gives to the first question will run him into problems with the second. After all, we all understand that we don’t treat very different things as equal – a Rembrandt is housed in a museum under guard, while a child’s fingerpainting will only rate the fridge door, even though both are art. So unless men and women are actually equal in some sense, then we shouldn’t treat them as equal. That’s a thought no one wants to think, so we can be aggressive in pressing the abortion defender to explain how we’re equal. When he’s fumbling about, it’s our chance and our turn: “You can’t explain where equality comes from, but I can.” We can explain that what makes us all valuable, and equally so, is the only thing we all equally share: that we are made in the very Image of God (see Gen. 1:27). Being made in the Image of God isn’t something we grow into, or get more of, and it isn’t even something we can cast off (Gen. 9:6). We have it, not on the basis of anything we can do, might do, or should do, but on the basis of Who made us, and how He values us. This is not only an explanation for why a small weaker woman is equal to a stronger bigger man, but why the very small and very weak unborn child is equal to any and all. Stand on God’s Word While our opponent might dismiss the Bible, that doesn’t make it any less powerful (Heb. 4:12, Eph. 6:17). And we can counter their dismissal by challenging them to offer any sort of better explanation. They don’t have one! More importantly, when God says His Word won’t return empty we need to trust that it’s so (Is. 55:11). Too often, Christians will try to defend the Christian position without presenting it as the Christian position. If our opponents are attacking the unborn for what they can’t do, then we’ll try to defend the unborn with an equally godless argument, highlighting all that they can do. Instead of arguments about being made in the Image of God, we’ll show how very much the unborn seem to be crafted in the image of Man: The unborn’s heart is beating at three weeks Brainwaves can be detected at 40 days They may be able to survive outside the womb at 20 weeks They can recognize their mother’s voice at 7 months The problem with any of these points is that, on their own and apart from the Bible, they are only another abilities test. We’re saying that the unborn are valuable because of all these things they can do. But that’s the pro-choice argument! If we argue that the unborn are valuable because their heart begins beating as early as three weeks, what does that implicitly say about the unborn at two weeks, before their heartbeat has begun? Any defense of the baby based on what it can do throws shade on babies who have yet to develop those abilities. We either stand securely on God’s Word, or we will, accidentally but most certainly, end up adopting the very position that we oppose: that our worth comes from what we can do. Conclusion I got to share my two-question apologetic with a dozen or so pro-life folk. I also got to try it out with a young man who wanted to argue. It slowly came out that the reason he thought we should all just mind our own business is because he’d gotten his girlfriend pregnant and paid for her abortion. So he was very interested in justifying what he’d done. He thought the baby wasn’t human because it was so small. But this man, little more than a boy himself, was half my size, which I pointed out. Did he really think bigger meant better? No, he conceded, that wasn’t true. He didn’t repent. Or at least not then and there. But I was able to confront him with just how insufficient his justifications were. He left rejecting the Christian explanation for our value, but admitting that he had nothing else to offer. That’s what I could do standing on God’s firm foundation; I could blow apart the underpinnings of his godless arguments. Because I did this while giving the glory to God, this confused and hurting boy will know where to go, and Who to turn to for truth and forgiveness. And all it took was a couple of questions and a minute… or so....

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Economics

Investing in Eternity: thinking 30 million years ahead

In Matthew 13:44 we find a single verse that captures the heart and soul of following Christ: “The kingdom of heaven is like treasure hidden in a field. When a man found it, he hid it again, and then in his joy went and sold all he had and bought that field.” Picture an average guy, leading a routine life. One day something happens that changes his life forever. While crossing a field, aimlessly thrusting his staff into the ground, he hears a thud. He gets down on his knees, digs with his hands, and finds treasure. He realizes this is very old – way too old to have been buried by the current landowner, who wouldn’t have any idea it’s even there. He has found unclaimed treasure, waiting for someone to unearth it. The treasure captures his imagination. It becomes the reference point, the center of gravity of his life. He is single-mindedly bent on obtaining that treasure. He is willing to pay any price. This is a man who experiences the ultimate paradigm shift. He takes on a new perspective and sees life through different eyes. Incomparable joy Of course, Jesus is simply using the treasure in the field as an illustration of heavenly treasure. No matter how great an earthly treasure is, it’s still worthless in the eyes of eternity. In fact, it is exactly this kind of treasure that people waste their lives on. Jesus is appealing to what people do value – temporary earthly treasure – in order to make an analogy to what they should value: eternal heavenly treasure. Today, Christians desperately need such a radical paradigm shift. God doesn’t just raise up donors; He raises up disciples whose lives are so filled with a vision for eternity that they wouldn’t dream of not investing their money and their time and their lives where they will matter most. Once they see the treasures of eternity and become consumed by them, nobody will be able to keep them from giving. The only joy I know comparable to leading a person to Christ is giving generously to the kingdom of God. That through my giving, people might be won to Christ, the hungry fed, and the suffering helped in the name of Christ is a joy beyond comprehension. Let me ask you a question about this man in Matthew 13, the one who found the treasure: are we supposed to feel sorry for him? I mean, we’re told he went and sold all that he had – and in the original Greek “all” means all; that’s why it’s translated that way! We might think, “It cost him everything. Poor man. Think of his sacrifices!” No. We are not to pity this man – we are to envy him. The sacrifice paled in comparison to the reward. The payoff was much greater than the cost. The man who found the treasure would be a fool not to do exactly what he did. He made short-term sacrifices for long-term rewards. “But it cost him everything he had.” Yes, and it gained him everything that mattered. The key word is “joy.” “In his joy” – not in his misery – he made sacrifices! How can you sacrifice with joy? Because of the relative worth of what is given up versus what is gained. When you catch a vision for what it means to God, any feeling of sacrifice is overwhelmed with pure joy and excitement. To hear the applause of heaven, to hear pleasure in the voice of God, to hear him say “Well done, my good and faithful servant” – nothing else compares. Smart investing In Matthew 6:19-24, we see that Jesus always lived with two Kingdoms in mind: the kingdom of this world and the kingdom of Heaven. He speaks here of the Two Treasuries, Two Perspectives, and Two Masters of these two kingdoms. Verse 20 tells us to “store up treasures in heaven.” God values treasures, but He defines them differently than we do. We consider things treasures that are nothing but junk in the eyes of eternity. John Wesley said, “I judge all things only by the price they shall gain in eternity.” “Store up treasures” demonstrates that God is not against an investment mentality. In fact, He commands us to store up treasures! But He tells us to stop storing them up in the wrong place, and start storing them up in the right place. God is not against us acting in our own interests. He commands us to act not in our immediate short-term interests, but our eternal long-term interests. That which is to God’s ultimate glory is to our ultimate good. It’s just the pay-off isn’t now; it’s then. The problem with prosperity theology, also called the health and wealth gospel, and with lots of our Christian radio and television programs, is that they look for material payoffs in the present age. God’s provision of wealth is seen as a call to increase our standard of living – while Scripture presents it as a call to increase our standard of giving. Ironically, looking for the payoff now is never in our best interests, because it robs us of eternal reward. We’ll be rewarded for giving – but the real and lasting rewards will come in eternity. It all comes down to delayed gratification. I think Paul was alluding to Christ’s words in Matthew 6 when he wrote 1 Timothy 6:17-19: “Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God , who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds , and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life .” Christ gives us an incredible investment opportunity. He gives us the opportunity to cash in earthly treasure for heavenly treasure. It’s like trading a sack of old rusty bottle caps for ownership of the Coca-Cola company. You’re so excited about what you now own that the last thing you’d do is stand around whining about giving up your bottle caps. Notice Christ’s reasoning: “Store up treasures in heaven...” Why? Because it’s right? No, because it’s smart. Because it will last. It won’t be consumed by moths and rust or taken by thieves. You’ll never see a hearse pulling a U-Haul. Why? Because you can’t take it with you. John D. Rockefeller was one of the wealthiest men who ever lived. After he died his accountant was asked, “How much money did John D. leave?” His reply was classic: “He left... all of it.” You can’t take it with you. But in Matthew 6 Jesus adds something profound, something life changing. You can’t take it with you, but... you can send it on ahead. Anything we try to hang onto will be lost. Anything we put in His hands will be ours for eternity. Not just insured up to $100,000. Insured without limit by the FDIC – Father’s Deposit Insurance Corporation. John Wesley was shown around a vast estate by a proud plantation owner. They rode their horses all day and saw only a fraction of the estate. At the end of the day when they sat down to dinner he said, “Well, Mr. Wesley, what do you think?” Wesley thought about it and said, “I think you’re going to have a hard time leaving all this.” The way to lay up treasures in Heaven includes giving away our money and possessions but is not limited to it. The Bible teaches that those things which we keep can also serve kingdom purposes. They can be generously shared and invested and used in ways that serve eternal purposes, that further God’s kingdom for His glory rather than just building our own little kingdoms for our own glory. Think thirty million years ahead Missionary Jim Elliot was killed by the Auca Indians in the 50’s. His philosophy of life was expressed in those great words, “He is no fool who gives what he cannot keep to gain what he cannot lose.” Does it sound like Jim Elliot didn’t care about gain? No, he cared about the right kind of gain – gain that would last, not just for the short today but for what A. W. Tozer called “the long tomorrow.” Are you an investor? Great. Invest in what counts the most. You have the desire to succeed? Fine, succeed in servanthood, in giving, in praying, in reaching out to the lost and needy. You have ambitions? Fine. Make them kingdom ambitions. You have dreams? Great. Are you willing to trade in your short-term dreams for the eternal dreams of the risen Christ? In investments they say, “If it sounds too good to be true, it probably is.” But in this case, it sounds too good to be true, but it is true, because it is the promise of God. Financial planners tell us, “When it comes to your money, don’t just think just three days ahead, or three months or three years. Think 30 years.” Christ, the ultimate investment counselor, takes it one step further. He says, “Don’t just ask yourself, how will this investment be paying off in thirty years. Ask, how will this investment be paying off in thirty million years?” In Mathew 6, verse 22 and 23, Jesus also talks about two perspectives – the good eye and the bad eye. We must train our vision, put on the corrective lens of God’s Word, and learn not to be limited by the horizons of this world. We need to learn to see, think, and act in light of eternity. (This is the theme of my novels Deadline and Dominion, and Edge of Eternity.) Perspective is what John Wesley had when he said, “I judge all things only by the price they shall gain in eternity.” It’s what C. T. Studd had when he said, “Only one life, ‘twill soon be past, only what’s done for Christ will last.” For fourteen years I was a pastor. One Sunday morning I stood before my church and said, “I have bad news – I have a terminal disease. I’m going to die.” Then I added, “But the news gets even worse. You have the same disease. You’re going to die too.” The disease is mortality. We’re all going to die. One day very soon we will each stand before our Lord, the Audience of One. He will sift out our lives – some will burn as what 1 Corinthians 3 calls wood, hay, and stubble. Some will remain, as what he calls gold, silver, and precious stones. How much will burn and how much will remain depends on how we have used our lives and our resources here. Imagine for a moment that you are alive at the very end of the American Civil War. You are living in the South, but your home is really in the North. While in the South you have accumulated a good amount of Confederate currency. Suppose you also know for a fact that the North is going to win the war, and that the end could come at any time. What will you do with your Confederate money? If you were smart, there is only one answer to the question. You would cash in your Confederate currency for U.S. currency – the only money that will have value once the war is over. You would keep only enough Confederate currency to meet your basic needs for that short period until the war was over and the money would be worthless. Likewise, as believers we have inside knowledge of an eventual upheaval in the worldwide social and economic situation. The currency of this world will be worthless at our death or Christ’s return. This knowledge should radically affect our investment strategy. For us to accumulate vast earthly treasures in the face of the inevitable future is equivalent to stockpiling Confederate money despite our awareness of its eventual worthlessness. It’s not only wrong – it’s just plain stupid! Kingdom currency, backed by the eternal treasury, is the only medium of exchange recognized by the Son of God, whose government will last forever. The currency of His kingdom is our present faithful service and sacrificial use of our resources for Him. In the investment world there are experts and advisors known as “Market Timers.” When they read the signs that the stock market is about to take a downward turn, they recommend switching funds immediately into more dependable or consistent investments, such as money markets or T-Bills, or certificates of deposit. In Matthew 6 Jesus functions as the foremost investment advisor, the ultimate expert in the economies of earth and Heaven. His strategy is simple – He tells us to once and for all switch investment vehicles. He tells us to transfer our funds from earth (which is volatile and ready to take a permanent dive) to Heaven (which is totally dependable, insured by God Himself, and is coming soon to forever replace the economy of earth). Second Peter 3 gives us a financial forecast, or maybe you could call it an insider tip. It tells us that this world and everything in it is going to burn. There is a coming holocaust of things. Revelation 18 speaks of the economic world system of materialism, called “Babylon the Great.” If that’s the kingdom you’re investing your life in, then go ahead and be depressed. You’ve got a lot to be depressed about. Babylon is going down! If your treasures are in Heaven, there is good news. Heaven is coming and anything you’ve put in God’s hands is safe. What you’ve used for the glory of God will have counted for eternity. What you’ve given to God on earth will be there in Heaven. What you clung on to for yourself won’t be. Where’s your heart? In verse 21 Jesus says, “Where your treasure is, there your heart will be also.” He’s saying, “Show me your checkbook, your Visa statement, and your receipts, and I’ll show you where your heart is. Your heart follows your money.” Want a heart for Microsoft? Put your money in it! Want a heart for General Motors? Buy up shares. Want a heart for God? Put your treasures where God is at work. Want a heart for missions? Put your treasures in missions. Want a heart for your church’s ministry? Invest your money in your church’s ministry. Develop vested interests in the work of God. Every day, buy up more shares in God’s kingdom! Years ago, when I was a pastor, we decided our church didn’t have God’s heart for the poor and needy. We asked around to find out who was doing the best job in famine relief, chose World Relief, and decided to invest some treasure in Heaven. Though our missions budget was only $60,000 at the time, we took a famine relief offering of $25,000 and were informed that made us World Relief’s largest church supporter. In the years since, God has grabbed a hold of our church, and we have gone from being a church with a small heart for missions to a church with a great heart for missions. In 1998, our church’s missions budget was $384,000. Above that we gave $200,000 to various missions projects and a famine relief offering of $253,000 to World Relief, for a total of $830,000. Our expanding giving to missions has resulted in an expanding heart for missions. That’s what giving does – you put your treasure somewhere, and it takes your heart there. When our missions pastor returned from Sudan one November and told us of the opportunity to rescue Christians taken into slavery, family after family spontaneously decided to forgo Christmas presents and give instead to free slaves. The fourth-grade class at our school came up with projects to raise thousands of dollars. A sixth-grade girl took the $50 she’d saved up to play basketball and gave it to Sudan. One family had several hundred dollars they’d been saving for years to go to Disneyland, and their child asked if they could give the money to help slaves. Before long people had given $60,000 to redeem slaves, and we never even had a special offering. It was contagious. If we increase people’s vision for investing in eternity and help them see opportunities to make a difference, God will take care of raising funds. Now’s our opportunity Five minutes after we die, we’ll know exactly how we should have lived, but it will be too late to go back and change anything. God has given us His Word so we don’t have to wait until we die to know how we should have lived. There’s no second chance for the unbeliever – but also no second chance for the believer! You and I have one life on earth to invest in Heaven. Let’s not miss the opportunity. Here’s a prayer for us: May what will be most important to us five minutes after we die, become most important to us now. I have one final question: Why are so many Christians today afraid to die? It’s because we have made this world our home. The Bible tells us something else – that we are pilgrims, strangers, aliens, ambassadors. Our citizenship is in Heaven. But we’ve become so attached to this world – our roots are so deep – that we live for the wrong kingdom. We forget our true home, built for us by the Carpenter from Nazareth, waiting for us in a far better place. Most Christians have laid up their treasures on earth. Consequently, every day that brings them closer to death takes them further from their treasures. They end up backing into eternity, not wanting to let go of the mudpies they’ve accumulated. Christ calls us to turn it around – to store up our treasures in Heaven so instead of backing away from our treasures, we’re always moving toward our treasures. He who spends his life moving away from his treasures has reason to despair; he who spends his life moving toward his treasures has reason to rejoice. Are you moving toward your treasures or away from them? Alfred Nobel was a Swedish chemist who made his fortune by inventing dynamite and other powerful explosives, which were bought by governments to produce weapons. When Nobel’s brother died, one newspaper accidentally printed Alfred’s obituary instead. He was described as a man who became rich from enabling people to kill each other in unprecedented quantities. Shaken from this assessment, Nobel resolved to use his fortune to reward accomplishments that benefited humanity, including what we now know as the Nobel Peace Prize. Nobel had a rare opportunity – to look at the assessment of his life at its end, but to still be alive and have the opportunity to change that assessment. The same is true for us. Right now, we live on earth, the land of second chances. Let’s put ourselves in Nobel’s place. Let’s read our own obituary, not as written by uninformed or biased men, but as an onlooking angel might write it from Heaven’s point of view. Let’s look at it carefully. Then let’s use the rest of our lives to edit that obituary into what we really want it to be, and to live each day with the knowledge that every moment we get closer to death, we get closer to our treasures rather than further from them. God, give us an eternal perspective, to change the way we think and the way we give, the degree to which we invest all that we are and have into eternity. Help us to invest our resources in your kingdom purposes, now and forever. Help us not to serve our own agendas, but yours, and to live our lives for your glory and hear you say to us one day, “Well done my good and faithful servant.” We ask this in the name of Jesus. Amen. A version of this article first appeared on Randy Alcorn’s Eternal Perspective Ministries website EPM.org. He is the author of more than two dozen books, fiction and non-fiction, many of which we’ve reviewed including: Heaven, Lord Foulgrin's Letters, and The Grace and Truth Paradox. He's also made two past editions of his (especially concise) pro-life books available for free – Does the Birth-Control Pill Cause Abortions? and Why Pro-life? – so be sure to check those out. Strangely, we haven't reviewed the one of this books that might be most akin to this article, The Treasure Principle, even though it's a favorite of both editor Jon Dykstra and Executive Director Mark Penninga. ...

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News

Competing to shine

Reformed youth across Canada are taking to heart Paul’s encouragement to young Timothy “don’t let anyone look down on you because you are young, but set an example for the believers….” Over the past year, 16 school clubs and over 300 individuals have taken part in a friendly competition, organized by ARPA Canada and using newly-developed custom software, to spur each other on as Christian witnesses in Canada’s public square. ARPA Profiles took off "We finished our post-it note display which we have been working on for 23 days. Every note represents 40 lives of children lost to abortion." – Ebenezer School, Smithers Daniel Kanis, the “tech-wizard” at ARPA, came up with the idea of using technology to “gamify” political action to make it competitive and fun. He first introduced his concept to his colleagues at a summer staff retreat, and then launched it publicly as “ARPA Profiles” mid 2022. “The key to success would be rapid onboarding of students and adults alike” Kanis shared in an interview with RP. “Rapid onboarding” is what it sounds like: getting a lot of people all involved – all “on board” – at the same time. “In October we had our chance. We rapidly onboarded a variety of students across the country from British Columbia, Alberta, and Ontario at our youth conferences.” It didn’t take long and a healthy spirit of competition arose between these schools, that continues till today. ARPA Profiles involves signing up for a unique profile on their website, taking part in political action and then getting points for that action, depending on how difficult it is. For example, sending an EasyMail letter gets you 200 points, meeting with your MP or MLA will result in 15,000 points, and distributing flyers results in 1000 points for every 25 flyers. If you are really ambitious and can get an airplane to fly a pro-life banner, you get 1,000,000 points! Other options include things like visiting an old age home, helping a pregnancy care center with groceries, baking cookies for an event, or hosting a flag display. Those who have an ARPA profile can earn points for themselves but also for the school club or ARPA chapter that they are a member of. To make it fun, the school club with the most points gets a banner to keep, a trophy for a year, a pizza party, and celebration shirts. There are also prizes for individual championships. The deadline is May 17, 2023, and at press time, there is a fierce competition between Judy Slaa, Brooklyn Gortemaker, Anna Van Orizande, and Micah Wieske for the top place. The race for the top school isn’t quite as fierce, as the Alberta Home School group is currently doubling the second-place school, Immanuel Christian in Winnipeg. Ebenezer school in Smithers is currently third out of 16, followed by Mount Cheam Christian from Chilliwack. In it together This 10,000 flag display for the preborn was set up in northern Alberta When asked what ARPA Profiles has accomplished, Kanis shared that it has “one key ingredient that I think is essential to political action. And that’s the thought of: ‘I’m not doing this alone.’” The ARPA Profiles website fosters a sense of community, as participants post a picture of what they did. Scrolling through dozens of pictures will silence those who lament that young people aren’t very active today. Not only are many active, they are doing things that their parents or grandparents likely never did at their age. And the hope is that it will make it far more likely that they continue to shine in the public square the rest of their lives. Looking through the pictures, it is evident that Albertans are leading by example. Ed Hoogerdyk serves as ARPA’s Alberta Manager, with a special focus on helping Albertans shine their lights with political action. “ARPA Profiles is a great motivator!” he shared with me. Hoogerdyk proceeded to give some examples, beginning with their “CareNotKill” campaign. “Shortly after pictures are shared of grassroots action (flyer runs, billboards, banners), I receive inquiries from people wanting to order items so they can take action as well.” Hoogerdyk has noticed a steady increase in the number of school club members and adult chapter members. “More people are meeting. More people are praying. More people are politically engaged.” And it is translating into giving as well. “Fundraising builds community spirit and reminds people of the importance of witnessing in their own communities. It’s been inspiring to work alongside so many ‘cheerful givers’ in Alberta.” Healthy competition Hoogerdyk testified that the competitive aspect of ARPA Profiles is important. “The competition is healthy. I sense a strong spirit of unity amongst the school clubs and chapters. They’re sharing updates with each other and encouraging each other to compete.” "I held signs up for an hour, and got a lot of waves and honks." – Mya V, Immanuel Christian in Winnipeg I asked Kanis how he would respond to those who think that people should be active without needing points or prizes. “At the level and caliber that the students on the platform are doing action, they are to be doing it for the heart of the mission,” he answered. “If you were just participating in the competition for the points, and for the prize, at the end of the day those with heart will win. It is great to award and acknowledge those people who go above and beyond in being a faithful Christian witness.” Active like never before But is all of this just an exception to the general rule that Christians aren’t very engaged in politics or culture? Hoogerdyk respectfully challenged those who think this way. “Based on my experience, there continues to be an increase in the number of people engaging with politics.” He proceeded to give examples. “First, more people are praying. This is evident in prayer matters brought up in church services, messages from people letting us know they regularly pray for ARPA’s work, and ARPA’s prayer calendar. Second, more people are staying informed and taking action. They’re participating in grassroots activities, supporting our chapters and clubs, and contributing financially.” And the involvement goes deeper too. “There are numerous constituency associations with good Reformed Christian representation, including some who are presidents of these associations.” The contest closes mid-May, and readers can get plugged into ARPA’s weekly Quick Update videos, newsletter, or social media to find out which individual or school makes the podium. But it likely doesn’t end there. Kanis is hoping that they can build on the success next year. “I am tremendously thankful for the uptake that the ARPA supporters have shown in the open reception of this new system. I am thankful for their patience as this first year was sure to have some hiccups. I hope it can be a blessing to many others, and that those who may not have heard about ARPA Profiles can sign up and be encouraged with just how much action is happening across Canada!”...

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Adult non-fiction, Book Reviews

The Grace and Truth Paradox

by Randy Alcorn Multnomah Books 2003 / 92 pages I was just chatting with a friend, and we discovered we've both been handing out Randy Alcorn books to loads of people, but while he's been gifting Alcorn's The Treasure Principle, I've been passing along The Grace and Truth Paradox. So what's so great about this Alcorn book? Well, imagine if this Sunday the service ended right after the reading of the Ten Commandments. You’ve just been confronted with the Truth that you’ve offended God with your many sins and deserve eternal punishment… and then that’s it, the service is over. Wouldn’t that be dreadful? Alcorn notes that this is what Christians do too often – we present the world a graceless Truth. Or, if we remember to be Gracious, we do so by minimizing the Truth. For example, some graceless Christians are eager to shout out the Truth about homosexuality. But if that Truth is presented without Grace then instead of prompting homosexuals to ask us to Whom they can turn for help, they are sure to run from us. Other Christians, determined to act with more Grace, do so by downplaying the sinfulness of homosexuality – Truth is sacrificed. Once again, instead of leading homosexuals to repentance, our interactions with the world lead to the furtherance of sin. As Alcorn writes: Truth-oriented Christians love studying Scripture and theology. But sometimes they’re quick to judge and slow to forgive. They’re strong on truth, weak on grace. Grace-oriented Christians love forgiveness and freedom. But sometimes they neglect Bible study and see moral standards as “legalism.” They’re strong on grace, weak on truth.... Truth without grace breeds a self-righteous legalism that poisons the church and pushes the world away from Christ. Grace without truth breeds moral indifference and keeps people from seeing their need for Christ. Attempts to “soften” the gospel by minimizing truth keep people from Jesus. Attempts to “toughen” the gospel by minimizing grace keep people from Jesus. It’s not enough for us to offer grace or truth. We must offer both. Alcorn’s little book packs a huge wallop and would be of great benefit to young and old. It really is a book everyone should read as we all have problems, one way or the other, in presenting a "Graceful Truth."...

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News

Saturday Selections – Apr 15, 2023

10 guys on a scooter (4 min) Eco-friendly? Or simply friendly? Dude Perfect star Tyler Toney says God redeemed his marriage He might be your kids' favorite Christian YouTube star because of his team's trick shots and good-natured pranking. But like many before him, Tyler found out that fame and faithfulness often don't mix – offscreen Tyler wasn't playing the leading man in his own family. I didn't marry the woman of my dreams Samuel Sey dreamed of the woman he would marry, and it was a woman he knew. His friend had the same dream that he'd marry that woman. But what he thought might be a prophetic dream turned out to be what drove him out of his Pentecostal church. "My dream isn’t inerrant, inspired, infallible, and authoritative – the Bible is." What's wrong with Digital ID? "...are you starting to feel the depth of the problem? Do you feel the government’s eyes boring into your life? Can you feel the presence of the corporations who are storing your personal information and sifting through your private affairs?" Climate change: an excuse for socialists to push socialism Dr. Rainer Zitelmann notes that when socialists propose solutions that require socialist governments, then that's a reason to question their motivation. Intrusive government isn't portrayed positively in the Bible (1 Sam. 8:10-18), so if a crisis can only be solved by doing what the Bible warns against, that either means the crisis isn't nearly so critical, or that it doesn't actually require a massive expansion of government. Things you couldn't say (6 min) "Gaslighting"  is a type of psychological manipulation where a husband or boyfriend plays on the trust of his partner, but so systematically lies to her that she'll start to doubt her own memory, and senses, and even sanity. That strikes me as an apt metaphor for what the media, government leaders, and social media platforms have done to us over the last few years... ...

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Politics

The Rhinoceros Party: politics has always been absurd, but 30 years ago, even more so

Politics may seem especially absurd these days, but it didn’t start here. In Canada, the wackiness goes back at least a few decades, to the founding of the Rhinoceros Party. Founded in 1963 by Jacques Ferron, this party claimed to be inspired by a Brazilian rhinoceros, Cacareco, who had been elected to a city council in Brazil in 1958. The Canadians needed a rhino closer to home though, so the movement chose Cornelius the First, a rhinoceros in the Granby Zoo near Montreal as their leader. The party existed from 1963 until 1993 when it was officially dissolved, but it was resurrected in 2007, though with an arguably cruder edge to its humor. That edge might reflect the new times in which the party found itself. Big promises The Rhinoceros Party promised what some would say any other party did: the completely impossible. For example, at one time or another the Rhinoceros Party promised to: Abolish the Law of Gravity. They also hoped to give the unemployed the right to strike. They sought to reduce the speed of light since it’s much too fast. The Rhinos wanted provide higher education by building taller schools. They promised to end crime by abolishing all laws. They were in favor of adopting the British system of driving on the left instead of the right. This would be brought in gradually starting with large trucks, then buses, and then small cars and bicycles. They sought to Declare war on Belgium. In one of the Tintin books, the Belgian hero killed a rhino. War could be avoided if the Belgian embassy in Canada delivered a case of mussels and a case of Belgian beer to the head office of the Rhino Party. Interestingly, though the Rhinos never elected a single representative to Parliament, the Belgian embassy did come through on the mussels and beer. They wanted to impose an import quota on cold winter weather. The only seasons that would be allowed were to be salt, pepper, mustard and vinegar. Preying on Canadians distrust of their southern neighbors, the Rhinos promised to count the Thousand Island in case the Americans had stolen some. Perhaps the only promise that the Rhinoceros Party might have kept was that if they were ever able to form the government, they would promptly resign thereby forcing a new election. Just cursing the darkness In its attempts at humor, the Rhinoceros Party sometimes descended into crudity. Arguably, they were no worse than many of the politicians who currently grace the world stage. They did point out the absurdity of the promises made by many politicians who make promises they have either thought out poorly and find they cannot keep, or who may make ones so grandiose they know in advance they’ll never be able to follow through. But while humor points out the absurd and the weaknesses of Canadian parties and politicians, it doesn’t suggest an alternative. The Rhinoceroses in the party tore down the pretensions of the proud, but failed to replace them with anything more reasonable. Retiring the Rhino The original Rhinoceros Party met its demise in 1993. In order to stay a registered party, each party had to run candidates in 50 electoral districts, a feat that was too difficult at the time for the Rhinos. Consequently, in protest, the party chose to abstain from the 1993 election. The chief officer of Elections Canada ordered that the party be dissolved and money from the sale of assets was to be sent to the Canadian government’s Receiver General. Party leader Charlie MacKenzie refused, and after two years of back and forth, Elections Canada declined to prosecute MacKenzie making him Canada’s self-described “least wanted fugitive.” James Dykstra is a sometimes history teacher, author, and podcaster. This article is taken from an episode of his History.icu podcast, “where history is never boring.” Find it at History.icu, or on Spotify, Google podcasts, or wherever you find your podcasts. IF RHINOS JOINED THE CHP by Jon Dykstra One of the best policy proposals the Rhinoceros Party of Canada ever made went something like this: “Currently, convicted murderers get life, and unborn babies often get death. We’ll swap that around.” It was a good policy told with punch, and short enough to fit on a t-shirt. The only problem? I’m not sure it ever happened. I thought it did, but when I started searching for the when and where, I found there’s nothing online to back up my hazy recall. It also strikes me as being out of step with the rest of the party’s generally frivolous stands – it’s too emphatically pro-life. So if it wasn’t the Rhinos, might it have been the Christian Heritage Party (CHP)? They are pro-life – Canada's only pro-life party – but it struck me as a bit too "quippy" for them. It almost seems like a combination of the two parties: a satiric Rhino-ish take but one that doesn’t just tear down, but offers a Christian alternative. And yes, a CHP vet remembers them running something like this in years past. Turns out the CHP has a little Rhino in it.  ...

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Amazing stories from times past

Rev. Alfred Sadd (1909-1942): a great man, and a faint shadow

The December 8, 1942 issue of The Times, the British daily newspaper based in London, published a small but complimentary obituary/article on the death of a Reverend Alfred Sadd. So who was this Reverend Alfred Sadd? All about the ocean First seeing the light of day in Maldon, located in southeastern England, on November the 7th, 1909, Alfred was born into a wealthy timber and boat building family – a family which was blessed with eight children. His father, Henry Sadd, died while the boy was young and he was raised by his mother with helpful support from other family members. The Sadd household belonged to the Congregational Church ­– at that time a Protestant church in the Calvinist tradition tracing its roots to the Puritans. (Today, sadly, the Congregationalist Church is no longer doctrinally sound.) Young Alfred enjoyed sailing and became a member of the Sea Scouts – part of the Scout movement which placed great emphasis on boating activities. Alfred knew every nook and cranny of the River Blackwater, a river close to his Maldon, Essex home. The young boy, who loved nature, collected oysters, fished and sailed around Northey Island watching the numerous birds who made their home in the area. At the age of fourteen, Alfred was sent to the Leys School in Cambridge. Boarding there, the teenager probably had a Mr. Balgarnie as master when he was a student. Mr. Balgarnie happened to be the inspiration for the teacher in James Hilton's classic book Goodbye, Mr. Chips. Not a natural academic, Alfred developed into a jack-of-all-trades, a person skilled at many jobs. He built houses, continued to be active in the Sea Scouts, repaired boats and also acquired a degree in physiology. Nevertheless, Alfred, good-natured and interested in everything and all those around him, eventually came to the conviction that he was meant to study theology in Cambridge. Becoming a missionary Perhaps because his heart was so set on serving God and, consequently, others, Alfred Sadd joined the London Missionary Society. (Eric Liddell – 1924 Olympic gold medalist in the 400-meter race – had also served as an LMS missionary and was sent to China by the Society.) In the mid 1930s, Alfred was commissioned by the Society to go to Tarawa in the Gilbert Islands, in the central Pacific Ocean. The station there was one of the most isolated stations of the LMS occupied by British missionaries. Alfred had no serious objections to going to such an outpost. He loved the sea and thought to import his scouting knowledge to the area, using it alongside his evangelical outreach. His standard form of introduction was saying: "Hello, I'm Sadd. But not really." Tarawa, the capital of the Republic of Kiribati, was one of 32 atolls that formed the island nation. An archipelago of atolls on the western side of Kiribati, it was divided into North Tarawa and South Tarawa. Home as it was to an array of flora and fauna, including a wealth of marine life, Alfred loved it. The seas around Tarawa teemed with tropical fish, shellfish, and sharks. Plant life in the area included coconut palms, banana trees, and papaya trees. And Alfred’s work in this lovely place was blessed as he preached and lived alongside the islanders. Dedicated, Alfred loved his surroundings and his work. Coming home on a six-month furlough in 1938, he enthusiastically regaled his family with numerous stories of the people to whom he ministered, as well as the beautiful island on which they lived. Staying put When the Second World War began, Pastor Alfred Sadd was initially in a quandary. Should he evacuate, as the Europeans on the island were urged to do, and return home? But then what would happen to his beloved congregation? The Japanese, a grave danger especially after their attack on Pearl Harbor in December of 1941, did not seem to be on the prowl in his immediate Tarawa neighborhood. A number of weeks passed after the Pearl Harbor attack and nothing much seemed to change on the islands. Without question Alfred had come to the conclusion that he would stay. Consequently, he wrote home: "God has something bigger ... He intends me to do." Two months after the attack on Pearl Harbor, Tarawa was subject to a bombing raid. Concerned for the people in his church on the island of Tarawa, Alfred prayed much. It was now February of 1942. Even at this time, however, no Japanese soldiers had showed up on the shore and again he felt that he and his flock were relatively safe. Six months after the Pearl Harbor raid, however, the Japanese did set foot on the island. They arrived violently and frightened both parishioners and non-parishioners with their long bayonets. When Alfred came alongside the harassed islanders, riding his bicycle and smiling encouragement, the Japanese soldiers spread a Union Jack in front of him and ordered him to drive his bicycle over it. When he refused, they confiscated the bicycle and he was taken to a commanding officer. Agreeably he strode in front of his captors, walking ahead of them in such large strides towards this commanding officer, that he left them behind. It annoyed the soldiers fearfully. The officer in charge again ordered Alfred to walk on the British flag. He smiled, approached it, but instead of walking on it, he turned to the right. There was another order, and this time when he came to the flag, he turned to the left. Once more, infuriated by his insubordination, the officer told him to stomp on the flag. Instead, Alfred Sadd picked up the ensign, gathered it in his arms and kissed it. The result of this patriotic outburst was that the British pastor was sent, along with nearly two dozen other island prisoners, to work in hard labor. Seventeen of these men were soldiers, or coastwatchers, men who had been designated to monitor Japanese advances. Most of them came from New Zealand. Five of them, like Alfred Sadd, were civilians. Standing in the way After Afred had worked in hard labor for a number of days, there was an American air raid. This air raid motivated the Japanese to come to the decision to execute all prisoners. Many of the condemned prisoners were very not very old, barely out of school. They were afraid, uncertain and heavy-hearted. Alfred felt great compassion for these young men. As they stood in a row, waiting to be beheaded, he stepped to the front of the line. Courageously, he stood before them and spoke to them, cheering them on with words of faith. Perhaps at this point he remembered what he had written to his family at home not too long before this time: "God has something bigger ... He intends me to do." In any case, when he had finished speaking to the prisoners, he remained at the head of the line, almost as if shielding them as long as he could from the terrible fate that the Japanese had in mind. He thought more of their fears than his own. Alfred, consequently, was the first to be beheaded. It was October the 15th of 1942. Another Shield Easter is a commemorative time – a time when we remember the death, resurrection and, a little later, the ascension of our Lord. When Jesus was in the Garden of Gethsemane with eleven of His disciples just prior to being arrested, He was also concerned for their safety. They did not have any clear idea of the great plan of salvation. They were not even faintly aware of what God intended to do and they were opposed to the unfolding of events. Peter even took out a sword to stop the arrest. Jesus did not praise Peter for taking out his sword. Rather, He told Peter to put away the sword in order to protect him as much as to protect those who came to arrest Him. Mark well the words of John 18:4-9. Then Jesus, knowing all that would happen to Him, came forward and said to them, “Whom do you seek?” They answered Him, “Jesus of Nazareth.” Jesus said to them, “I am He.” Judas, who betrayed Him, was standing with them. When Jesus said to them, “I am He,” they drew back and fell to the ground. So He asked them again, “Whom do you seek?” And they said, “Jesus of Nazareth.” Jesus answered, “I told you that I am He. So, if you seek Me, let these men go.” This was to fulfill the word that He had spoken: “Of those whom you gave Me I have lost not one.” Twice Jesus proclaimed that He is the great I AM. He had come for this specific hour and would let nothing stand in the way of His purpose which was and is the salvation of His people. Much as Alfred Sadd's courage and love for his fellowmen is to be lauded, it is but a faint shadow compared to the courage and love Jesus showed for His elect. Praised be His name!...

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Harry Whittington (1927-2023): a Republican who convinced Democrats that if you're confused, you shouldn't kill

Early last month Harry Whittington died at the age of 95. While the attorney, World War II veteran, and Republican Party supporter led a busy life, the media coverage of his passing all focused on just one event: the day that the Vice President of the United States shot him. It happened in 2006, 17 years ago, when Whittington was a spry 78. He was out on a hunting trip with the VP, Dick Cheney, and Whittington was trailing behind, searching for a bird he'd previously downed. Then a quail popped out of the bushes behind Cheney, the Vice President turned, fired off a shot, and hit Whittington instead, spraying his chest and face with more than 100 pellets of birdshot. Some of the pellets remained in Whittington to the day he died and one lodged in or near his heart, causing him a heart attack. Fortunately, Whittington recovered quickly, even appearing at a press conference only days later. But in the meantime, the shooting became fodder for leftwing media and especially the late-night talk shows. It was referenced in David Letterman's Top 10 List, and the focus of a skit on Jay Leno's The Tonight Show. Jon Stewart, Stephen Colbert, and Saturday Night Live all piled on. Some years later, the then President Obama got in on it too, suggesting that Cheney’s memoirs were going to be titled How to Shoot Friends and Interrogate People. These Democrats all understood that what Cheney had done was incredibly foolish. A cardinal rule in hunting is that you can’t fire your gun unless you’re sure people aren’t in your line of fire. Pleading ignorance is no excuse – you have to know no human life is being endangered or you can’t fire. Obama rightly mocked Cheney for proceeding with deadly intent, without being sure whether he was going to kill bird or man. In the abortion debate, a popular argument in favor of the "right to choose" is that "no one really knows when life begins." Candidate Obama himself seemed to take this position when prominent pastor Rick Warren asked him "At what point does a baby get human rights?" Obama replied, "...answering that question with specificity is above my pay grade." He didn't know. But if Obama doesn't know, and if no one knows whether or not what's being killed is human, that ignorance is just one more reason to ban abortion. The Democrats all mocked Dick Cheney for firing in ignorance. As Harry Whittington's injuries remind us still today, if we’re unsure whether or not human life lies within, then we can’t try to kill it. It's that simple. Below is a comic inspired by Harry Whittington's unfortunate experience. ...

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Adult non-fiction, Book Reviews, Economics

Christian Economics in One Lesson

by Gary North 2015 / 268 pages Henry Hazlitt’s Economics in One Lesson is what its title suggests, just one economic lesson explained in the first chapter – that we focus on the obvious impact of a government program, and don’t consider what otherwise might have happened with those dollars. It’s the seen vs. the unseen. That one lesson is then repeatedly applied to different situations in the 24 chapters that follow. In chapter 4, it is applied to public work projects: when the government builds a new sports stadium we can see the job created by its construction. What’s unseen is all the jobs that might have been created by businesses if they hadn’t had to pay the taxes to build that stadium. Overall, Hazlitt is making a general argument for less government and more economic freedom, but is making it on the basis of practicality: that a free market approach will make us all, overall, more prosperous (download the book for free). Effectiveness is the fruit, not the goal In his Christian Economics in One Lesson, Gary North makes his argument for free market economics on a very different basis: obedience. He also thinks the free market is the most effective way of making us all richer, but he sees that, not as a goal, but as a side effect – the fruit – of being obedient to God’s commands do not covet, and do not to steal. As his title suggests, he is riffing off of Hazlitt, and his chapters are a reworking of each of Hazlitt's. Economics is sometimes treated as a being simply about the math, about some sort of neutral accounting, pitting the different economic systems against each other to find out which creates the greatest benefit for society. Both socialists and capitalists could even agree that economics is about dealing with the problem of scarcity – there is only so much to go around, so how do we make the most of it? But North is arguing that economics is really a matter of ethics, and applying God's guidance on money, work, property, and covetousness to the real world. Then the better way is the way that obeys God’s commands. Now, like Hazlitt, North thinks the best system is the free market, and not the sort of so-called capitalism that involves getting government contracts and special favors. None of that crony "capitalism." This is, instead, a free market where people make exchanges voluntarily, and consequently, both sides benefit. No temptation to tweak But even as Hazlitt and North both hold to the free market system, it is significant that they got there very different ways. Hazlitt got there because the free market works – it is the most prosperous of all systems, doing more to raise people out of poverty than any other economic system before it. North arrives there because the free market is what results when we are obedient to God, respecting our neighbor's property and pushing back against our own covetousness. So, both support the free market. But for those like Hazlitt who arrived there for practical reasons, there will always be the temptation to tweak, and in doing so, to succumb to socialism. If capitalism works best, who's to say if capitalism plus just a smidge of socialism might not be better? Maybe just 5%? Or 10? How can we know unless we try? But there isn't the same temptation to tinker for Christians who choose the free market for its alignment with God's Word. We won't want to be 5% or 10% less obedient. And it is worth noting it is no coincidence that the economic system that most aligns with God's Word is also the one that best raises people out of poverty. That's simply God's love – He knows what is best for us, and when we obey, especially when we do so on a societal level, it goes better for us. Conclusion North's insight – that economics is about ethics, not efficiency; it is about obedience, and not prosperity – is a brilliant one, and worth the reinforcement that comes in the repeated applications that follow. If this isn’t the most important book I read last year, it is certainly in contention… and it can be downloaded for free here....

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In a Nutshell

Tidbits - April 2023

Media-created news If you feel a need to know all that’s going on in the world around you, it’s important to understand how little the media account may actually represent reality. Jonathon Van Maren makes that point in his article “Malcolm Muggeridge on Christ and the Media”: In his slim 1977 volume Christ and the Media, Malcolm Muggeridge describes a scene instantly recognizable to anyone familiar with political protest in our TV age. He was in Washington, D.C. working as a correspondent and came across a group of protestors moping about, holding slackened signs, chatting. Bored police were also present. What were they waiting for? The cameras, as it turned out. Once they showed up – action! “Whereupon placards were lifted, slogans shouted, fists clenched; a few demonstrators were arrested and pitched into the police van, and a few cops kicked until, ‘Cut!’” Moments later, the streets were again silent. On TV that evening, it all looked very impressive. “On the television screen,” revolutionary Jerry Rubin once observed, “news is not so much reported as created.” Reasons to read “A man who has lived in many places is not likely to be deceived by the local errors of his native village; the scholar has lived in many times and is therefore in some degree immune from the great cataract of nonsense that pours from the press and the microphone of his own age.” – C.S. Lewis, The Weight of Glory If Dad told only dinosaur jokes As you might expect with dinosaur jokes, all of these are oldies. And some of them are even goodies. What do you call a dinosaur that never gives up? Try-try-try-ceratops What dinosaur makes a good police officer? Tricera-cops. What did the dinosaur call her blouse shop? Try Sarah’s Tops. Why don’t dinosaurs drive cars? Too many Tyrannosaurus wrecks. What do you call a T-rex in a cowboy hat? Tyrannosaurus Tex How do you invite a dinosaur to a cafe? “Tea, Rex?” Where does the T-rex spend its money? At a dino-store What do you call a sleeping T-rex? A dino-snore What do you get when a dinosaur scores a touchdown? A dino-score What did the dinosaur use to build his house? A dino-saw Why did the dinosaur wear a bandage? It had a dino-sore SOURCE: Charles Keller’s Colossal Fossils: Dinosaur Riddles, and the world wide web A need for the outrageous? There’s a fellow I read occasionally because he has some unique insights into our culture. But I rarely quote him, because the way he talks is generally outside the bounds of what even Christians find acceptable. I’m not talking about truly offensive speech, but more that he’ll call spades spades right when everyone else is avoiding mention of dirt-moving equipment altogether. He explained: “…I personally decided to say things that are outside the Overton Window, knowing that this came with risks. My bet was that the good I could do was likely to outweigh the possible negative outcomes. You might make similar choices. The idea then is not to live in fear, but to be smartly and strategically courageous.” The “Overton Window” is a term to describe the range (window) of acceptable discourse – what makes for polite conversation. And this Window can be shifted. For example, publicly stating that homosexuality is sinful fell inside this Window when I was kid, but it doesn’t anymore. Why did things shift? Because some on the outside were willing to publicly state outrageous things like “homosexuality is good!” By repeatedly making these “out of bounds” statements they normalized the thought, and started pulling the Window in their direction. The eventual result was that what they were saying wasn’t viewed as outrageous any more. This Christian writer has taken that lesson, and decided to state his positions baldly, even when they fall well outside the Overton Window. He’s doing so in an attempt to pull that Window back where it belongs. The problem with his approach is that he’ll sometimes sound rude and crude, even to the Christians who agree with him. I’ve had a different approach, generally trying to make my case in as winsome a manner as possible. I want to frame what are becoming outrageous positions – that euthanasia is murder, the unborn are as valuable as you and me, etc. – as if they actually fall within the Overton Window, as they obviously should. But the problem with my approach is that no matter how reasonably I might present something today, unless God brings our country to repentance, it’s only a matter of time (only a matter of weeks?) before what was once acceptable is deemed bigoted. And then I’ll either have to be okay with being outrageous, or I’ll have to take back what I’d previously said. So whose approach is better? Well, when saying “what is a woman?” will get you in trouble, then the time might be now for all of us to get comfortable with being outrageous. Don’t go it alone "In more than a decade of pastoral ministry, I've never met a Christian who was healthier, more mature, and more active in ministry by being apart from the church. But I have found the opposite to be invariably true. The weakest Christians are those least connected to the body. And the less involved you are, the more disconnected those following you will be. The man who attempts Christianity without the church shoots himself in the foot, shoots his children in the leg, and shoots his grandchildren in the heart." -- Kevin DeYoung, The Hole in our Holiness A turn of a phrase “Paraprosdokians” take a common figure of speech and put a twist on the ending. Comedian Groucho Marx (“I’ve had a perfectly wonderful evening, but this wasn’t it”) was a master, but the authorship of the very best examples is hard to track down. And what makes the very best good too, is that they are in fact true, the proof being in how they parallel Scripture. Don’t argue with an idiot. He will drag you down to his level and beat you with experience. (Prov. 26:4) – Mark Twain? When tempted to fight fire with fire, remember that the Fire Department usually uses water. (Prov. 15:1) – unknown Since light travels faster than sound, some people appear bright until you hear them speak. (Prov. 17:28) – attributed, probably incorrectly, to Einstein Truth is hate to those who hate truth. (Prov. 9:7-8) – unknown The Andy Griffith Show on children "choosing" their gender In a Nov. 13, 1961 episode of The Andy Griffith Show titled “Opie’s Hobo Friend,” Sheriff Andy Taylor is concerned with the influence a hobo is having on his son. So he decides to have a talk with the man, David Browne. Browne wonders why the boy, Opie, can’t just figure things out on his own. BROWNE: “Who’s to say that the boy would be happier your way than mine. Why not let him decide?” SHERIFF TAYLOR: "Nah, I'm afraid it don't work that way. You can't let a young’un decide for himself. He'll grab at the first flashy thing with shiny ribbons on it. Then, when he finds out there's a hook in it, it's too late. Wrong ideas come packaged with so much glitter that it's hard to convince ‘em that other things might be better in the long run. All a parent can do is say 'wait' and 'trust me' and try to keep temptation away." I almost titled this, “More sense in the 60s” but realized this wasn’t an example of things being better and people being smarter back in the day. Instead, it was the opposite, showing that they were wrestling with similar problems then too. Maybe that’s one reason why Solomon warns us “Do not say, ‘Why were the old days better than these?’ For it is not wise to ask such questions” (Eccl. 7:10). We won’t appreciate the blessings of today, nor the courage of our parents, if we keep imagining that yesteryear was so much better. Gary North on breaking your TV habit Gary North (1942-2022) was a Christian economist and such a prolific writer he must have followed the advice he offers here and entirely kicked his TV habit. “Put a piggy bank next to the couch where you watch TV. Every time you watch a one-hour show, put $2 into the piggy bank. If someone else watches, and you're a free rider, have that person put in $2. Then break the piggy bank – or at least empty it – in the last week of December. Put the money in your bank account. Then write a check for this amount. Send it to a charity. In short, put a price on your time. Pay the price. Economics teaches: ‘When the price rises, less is demanded.’ You will cut your TV habit by 50%. If not, make it $3.” Source: Gary North’s Tip of the Week, January 3, 2015...

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