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Economics - Home Finances

The case for biblically-responsible investing

God calls his people to be good stewards of what He has entrusted to us, whether that’s our talents and time or the possessions we’ve been given. It all belongs to God (Ps. 24:1), so just as a steward manages and cares for what belongs to another – and does so as the owner desires – so too we are to manage what belongs to God as He desires. We are also to do everything to the glory of God (1 Corinthians 10:31). Eating and drinking are two activities we often do without thinking, yet specific mention is made of how even these activities are to be done to the glory of God. How much more then ought we to manage God’s money in a way that glorifies Him! How shall we then invest? So, when it comes to investing, we need to understand that buying shares in a company means becoming a part-owner. And an owner, whether a minority or majority owner, bears responsibility for the actions of a company. In Ephesians 5:11 we are instructed to, “Take no part in the unfruitful works of darkness, but instead expose them.” So here is a key issue for consideration: if a company is doing “works of darkness” being an owner of a company is taking part in those activities. Even if it is a small part, it is still a part. Another consideration is the aspect of making money or profiting from sinful activities. Proverbs 16:8 instructs us in this (as does Prov. 15:6): “Better is a little with righteousness than great revenues with injustice.” As a shareholder, it is not possible to refuse the portion of a dividend or share growth which results from activities which directly contradict Scripture. Receiving that profit, no matter how it is then used, is bringing the “wages of a dog into the house of the LORD your God” (Deut. 23:18). So, what is the problem? The problem is Christians often unknowingly invest in companies which directly contradict Biblical values. An examination of the companies which make up the S&P 500 is alarming. Found there are companies which, among other things, profit from or support abortion, pornography, and gambling. So, what is the solution? What this might look like The solution is what I call “biblically responsible investing.” The goal with this type of investing is to be a faithful steward who glorifies God with the management of His money. In striving for this, a disciplined process is followed which can be summed up in three steps: AVOID THE BAD: Via in-depth research and analysis, we want to actively avoid companies that are at cross-purposes to Biblical values. SEEK OUT THE GOOD: We want to actively seek out companies which value ethical business practices, the sanctity of life, care for the poor, and other biblical values. BE AN ACTIVE OWNER: An investor has a voice in the boardroom and a vote to cast in proxy votes. Rather than remaining silent or letting ungodly money managers cast votes, Christian investors and investment managers can raise their collective voice when needed in the boardroom. Will this always be perfect? Will a company ever find its way through the process? Unfortunately, perfection will not be attained on this side of the grave. A business may hide an unethical practice or donation. However, that is not an excuse not to strive for perfection. This is the way of the Christian life here on this earth. It is a continual striving to walk in the way of godliness, being “holy in all manner of conversation.” We strive to put off and flee from sin. We strive to fight the good fight of faith as God has called us to do. Then, after fighting the good fight, when we are called to give account of our stewardship we, being washed by the blood of the Lamb through no merit of our own, will hear these blessed words:

“Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master” (Matt. 25:21).

Brian Hilt is an Associate Portfolio Manager with Virtuous Investing of Huxton Black Ltd (InvestVirtuously.ca) and passionate about stewardship and biblically-based financial planning and investment advice.

Adult non-fiction

How does a Christian live in the midst of suffering?

A book summary of Kelly Kapic's Embodied Hope

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Pain and suffering require good theology because often, during intense pain of any kind, the whole question of how God’s sovereignty and goodness relate becomes intensely personal. Often Psalm 92:15 – The Lord is upright; he is my Rock, and there is no wickedness in him – becomes a very difficult confession. Is God really good? Sometimes it’s an arrogant question, but when there’s suffering it is often something entirely different. In Embodied Hope: A Theological Meditation on Pain and Suffering, Reformed theologian Kelly Kapic considers physical pain and discusses “how a Christian might live in the midst of suffering.” That is, ultimately, what those in pain need, far more than abstract theories of the problem of suffering. THE NEED TO KNOW GOD AND KNOW THE SUFFERER Kapic, a professor with a wife who suffers severe chronic pain, insists that to help others with pain we need both pastoral sensitivity and theological insight. Without careful study of who God is – without theology – we often head into psychology and moralism. Conversely, without loving and knowing the sufferer, we may end up with harsh principles. Kapic’s deep understanding of the gospel, and of pain, and of the writings of godly men like Augustine, Athanasius, Luther, Calvin, and Bonhoeffer, enable him to explores how hope and lament are intertwined. He discusses how we can deal with the fact that God’s good creation has been compromised, how we experience that as we suffer, how to lament that biblically, and how God’s faithfulness ultimately shapes biblical lament. Vigorously rejecting the ancient and still common idea that the body and its pain are not important, Kapic points out that God created our bodies as well as our souls. Our bodies are essential to our identity as individuals, they are essential to our relationships, and essential to our worship. And all of that is tied to Jesus Christ, who is hope embodied, hope made physical. Jesus is the answer to the sufferer’s questions and he is God’s solution to the brokenness of the universe. Because of him our sufferings are not the final word, nor are pain, aging, forgotten memories, or death. [caption id="attachment_5333" align="alignright" width="200"] 2017 / 192 pages[/caption] GOD GIVES US EACH OTHER However, it is not only our individual relationship to Jesus Christ that counts; our relationships in the body of Christ are also vital. In fact, suffering shows how essential the body of Christ is to each member. Kapic states that we are in essence “members of a larger body, and thus also inherently unstable when isolated.” If this is true in general, it is even more important when someone is suffering. Being is pain is not a safe place to be alone. Lonely pain opens up temptations to despair, to dwelling on already-forgiven sins, and to questioning God’s care. A Christian who suffers chronic pain alone is vulnerable to Satan’s attacks, but a Christian who suffers in the body of Christ is, ideally, carried and encouraged by the faith, hope, and love of other believers. For example, when Luther was ill, he begged prayers from his friends that he would be saved “from blasphemy, doubt and distrust of his loving God.” Even so, sufferers must not ultimately look to other believers but to God’s revelation in Christ, since all faith, hope, and love “must ultimately point to and come from the triune God, and not merely from the communion of saints.” BEING THERE Of course, believers need to learn how to come along side those in pain. We often just want to help and, while this can be very important, our goal should not be to “fix” the other person. Rather we must learn to accept that pain is real and that the suffering person often just needs someone to be there. It can be very hard to watch someone suffer, and many people feel helpless and want to run away. Instead, we need to learn to share God’s love, perhaps with a glass of cold water, or a card, or a smile, or perhaps with endless hours of simply being there, suffering faithfully together, listening, honestly accepting the pain, and pointing to Christ, together. Just as the suffering person needs other believers, so other believers need sufferers. In loving and being loved by sufferers, those who are well are reminded that they, too, are poor and in need of God's grace. Otherwise it can become easy to imagine that they are self-sufficient and deserve their wellness because of how faithful they have been. Furthermore, those who suffer are uniquely able to witness that, though troubles are real, “God is unflinchingly faithful.” And, as Kapic points out, sufferers, too, have a responsibility. They can encourage and serve those who are well by loving them and being grateful and compassionate. They “need to beware of abusing others.”

“Those dealing with a great deal of pain often have to work hard to avoid self-absorption and cultivate neighbor love. It takes intentionality. It takes a missional focus. But it can be life-giving.”

CONCLUSION In Embodied Hope Kapic, as the husband of a wife with chronic pain, shares many practical insights. Yet he always comes around to this:

“Beloved, amid the trials and tribulations of life, let us have confidence not in ourselves, not in our own efforts, but in God. This God has come in Christ, and he has overcome sin, death, and the devil. While we may currently be walking through the shadow of death, may our God’s love, grace, and compassion become ever more real to us. And may we, as the church, participate in the ongoing divine motions and movements of grace as God meets people in their need."

This book has helped me come to terms with the fact that chronic suffering exists and has given me insight for supporting my daughter. I think it will be a blessing to every Christian who suffers physical pain or who loves someone who does, and I strongly recommend it. Embodied Hope would be a great addition to a church library, as well.

Annie Kate Aarnoutse reviews books at Tea Time With Annie Kate where this first appeared.

Christian education - Sports, Gender roles

Daughters in sports

Women and men are different, so they should play differently

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I promised in a previous column that I would address the touchy subject of daughters playing in sports, and so I guess I can't get out of it now. It is all fine and good for sons to be subjected to the discipline and competition of sports, but what about our daughters? Is it healthy for them to be competing? Here is my decided take on it: it all depends. We are not raising our daughters to be "fighters" the same way we are with our sons. At the same time, self-discipline and godly determination are great qualities for women to have. Daughters can learn a lot from sports. They can benefit from learning to push themselves, to work hard, and to be part of a team. Besides, physical activity has benefits for everyone. Women can enjoy the thrill of the race or the game like anyone else. Still, we have to look at sports for our daughters a little differently than we do for our sons. Women shouldn't be men, and vice versa The goal we have in mind in raising sons is to inculcate masculinity. And we want our daughters to embrace a godly femininity, not a worldly feminism. So when parents consider sports for their daughters, they ought to be thinking about whether her participation will help develop or hinder her. Some sports are so completely masculine that young women shouldn't even think about participating. These certainly include football, boxing, baseball, and hockey. And it is just plain pitiful to see a woman force herself onto a male team just to cause a stink and force the boys to play with her. This is just a sad attempt for attention. Once when my son played football for a government high school (while he attended a local Christian school), the other team had a girl suited up and standing on the sidelines. My husband told my son, "If she gets out on the field, don't go near her, and don't tackle her. Just stand out of her way." Tackling is no way to treat a lady, even if she is refusing to act like one. But the next important thing to consider is what kind of program is available. For example, volleyball can be a great sport for girls. But if the program is bent on treating the girls like they are boys, and they are encouraging the girls to act like boys, then I wouldn’t want my daughters participating. But if the coaches are teaching girls to play well and to play like ladies, it can be a great experience. The same is true of basketball, softball, soccer, or track. If the girls are trying to act tough and masculine, it is deadly. But if they are enjoying the game and learning to work as a team, this can be working with the grain, teaching them to be feminine and beautiful as they handle the ball or hit it over the net. When our daughter played basketball for her Christian school, the team all wore blue ribbons in their hair as a feminine statement that they were not trying to act or look or play like boys. And they were good. They didn’t trash talk or play dirty. They were taught to play like Christian women. Positive character traits So if the sport itself is not masculine in nature, and if the program is deliberately striving to promote feminine virtue, then it can be a great blessing to young girls. But there are still pitfalls. Boys need to get hit and learn to take it, but girls need security and love. When insecure girls play sports, they are more susceptible to the temptations to try to become masculine. They may be looking for attention and affirmation from the sport when they really need it from their dads and their moms. They may “feel” unfeminine, so they gravitate to sports where they don’t have to be feminine. This means that wise parents will closely monitor their daughters while they participate in sports. And if they begin to show signs of becoming “macho” or unfeminine, they should consider pulling them out. I have seen the discipline of sports teach girls to be better stewards of their time, thus causing their studies to improve. Some exposure to sports can give our daughters confidence and make them “well-rounded” in their education. My daughter especially recommends volleyball for Christian girls because it is a team sport that can include lots of people, of all ages, and is a great activity for church picnics. And team sports are revealing when it comes to testing a daughter’s character. She has to think fast, look out for others, follow directions, and develop skill. This is all good, and none of this is contrary to a biblical femininity. Uniforms Of course I have to say something about uniforms and modesty. Christians ought to insist on dressing modestly. That means we shouldn’t be wearing tank tops with huge armholes and sports bras underneath. Neither should they be wearing what are called butt-huggers. It doesn’t matter if the other team is wearing skimpy outfits. Christians ought to refuse to participate in a sport where they will have to compromise in this area. A girls’ team can be dressed appropriately and modestly, even if it is no longer “cool” to do so. And this doesn’t mean wearing knee-length culottes,  (or any length culottes for that matter). Volleyball and track teams are now wearing virtual swimsuits as uniforms, and it just isn’t necessary. You can’t tell me that they really can play better or run faster in less clothing. It’s about making the slower women’s sports more interesting to watch. Male volleyball players don’t seem too hampered by actual shorts. Sports are not evil in themselves. But bad coaches can make for a miserable experience. If your daughter is in a sport, know the coaches, be at the games, and know how your daughter is doing. She certainly shouldn’t be forced into playing a sport if she isn’t inclined to do so. But if she wants to play, parents ought not hinder her for the wrong reasons. Questions for discussion Are there sports women shouldn’t play that men can play? Do you agree with the author's list of football, boxing, baseball, and hockey? Why or why not? What is the difference between "godly femininity" and "worldly feminism"? The author gives several examples of how women can be feminine in sports. What do you think of these examples? Can you think of other ways girls can be feminine while playing sports? What is the author’s main point? Do you agree? God has given men and women different roles, but are the genders' different roles something that has implications for the sports field? Do any of our Christian school sport programs encourage girls to act masculine? If so, how so, and what could be changed?

Reprinted with permission from Credenda/Agenda, Volume 16/1 published by Canon Press (www.canonpress.com).

Drama, Movie Reviews

The Silver Fleet

Drama/ Black and White / War 1943 / 88 minutes RATING: 7/10 This is well-done, almost unknown World War II film told from the Dutch perspective. As the occupation begins the Nazis ask Dutchman Jaap van Leyden whether he would like to continue on in his job as shipyard manager. They want him to complete work on two half-built submarines that were originally intended for the Dutch navy. When he decides to accept the position both his workers and his wife question his patriotism – why was he willing to be a collaborator? But while van Leyden may not have the courage to stand up to the Nazis, someone else does. The workmen have started receiving anonymous messages outlining a daring sabotage plan. The notes are all signed "Piet Hein," a historical Dutch hero from the 17th century, and stirred by the memory of Hein's great deeds done long ago, and their own strong love of country, the workmen are happy to help this mysterious figure. Cautions Silver Fleet doesn't fully explore why these men were willing to risk their lives. Their love of country is the expressed motivation, but for Christian viewers, who know that our country can do nothing for us after death, patriotism should strike us as a wholly insufficient reason to risk one's life. But while God is not mentioned in the film, we know that it was their love of God that prompted our Dutch grandparents and great grandparents to take the risks that they did. So, with that in mind, Silver Fleet can be enjoyed as a secular tribute to the bravery of Dutch men who, whether the directors cared to acknowledge it or not, were willing to risk their lives for love of God and country... in that order. Conclusion The Nazis are at times more buffoonish than threatening, but overall the acting is quite good. The Silver Fleet is a solid World War film that I would recommend to any 1940s film enthusiast, as well as anyone who wants to learn more about the War from the Dutch perspective. There seem to be no trailers available for The Silver Fleet, but the 3-minute clip below gives a feel for the film. While it doesn't seem to be streaming anywhere online, cheap copies on DVD are readily available.

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