By the year 2030, one in four Canadians will be over the age of 65. In my role as the CEO of two seniors’ living centers in Edmonton, I’m seeing how this is putting tremendous pressure on the seniors’ housing, as well as on the healthcare system in Alberta, and I’m sure the same is true across the country. Planning ahead is the best strategy to ensure your next chapter is filled with grace and dignity.
Whether you’re currently working but considering retirement, already retired, living in your own home but considering a move, or are trying to navigate how best to support a senior you love, consider the items below as you create your plans.
Redefine purpose and meaning
If you’re currently working but considering retirement, recognize that you still need a purpose. Retirement and other life transitions can feel like a loss of identity. But it’s important to remember, you’re not winding down, you’re shifting gears.
Many of the seniors who live where I work have successfully navigated the transition from raising a family and working as their purpose, to finding new ways to define purpose and find meaning. And it is not a coincidence that these are the folks who are facing aging head on and faring remarkably well! If you’re considering moving into a congregate living setting, ask about opportunities for volunteering for programs and services. For example, in Edmonton’s Emmanuel Home, we have a café, library, and thrift store run by volunteers, as well as various other events throughout the year in need of willing hands.
Invest in yourself now
You’ve heard the expression “use it or lose it,” right? Well, this is true for your mind as well as your body.
People are living longer than they ever have. The average life expectancy in Canada is 82 years, thus it’s crucial to be proactive about developing preventive and sustainable habits now for mental and physical health later. These should include habits related to movement, sleep, stress, hydration and nutrition. Hydration and nutrition are proven to play a key role in preventing dementia.
Recognize that the brain is also a muscle that needs to be exercised regularly. Dementia is something that can impact many seniors, even those who don’t have Alzheimer’s. If you’re considering a retirement facility, choose one with an active book club, Keep Fit class, exercise, puzzle and games rooms.
Strengthen social connections
When I accepted my CEO role for the Emmanuel Seniors Living Society three years ago, I actually knew very little about working with seniors. I did, however, understand a lot about hospitality, being an instructor in the field. I’ve learned that some of the same basic principles of hospitality are true no matter the age of the individuals you’re serving. Essentially, hospitality is about welcome, comfort and goodwill, something every senior needs and wants in a home.
Social isolation can increase your risk of mental health decline, depression and dementia. If you intend to continue living in your own home, be intentional about social connections and relationships – do not wait for invitations. Try reconnecting with old friends or colleagues, join clubs or classes, or volunteer to make new friends. As Christians, we are often blessed with a church family that creates these opportunities.
I hear from the seniors who live where I work how blessed they feel to live in a Christian community, especially those who recently lost a spouse. Having someone to share a coffee or sit with during a Hymn Sing, or to pray with at meals, devotions or anytime can really make a difference.
Understand your financial health
It’s important for seniors to fully understand their financial situation in the short and long term. Having a deep understanding of this provides clarity, which brings peace of mind.
Do this by reviewing income streams, savings and spending patterns. Include a plan for healthcare (especially if your health benefits end when your employment ends). Build in a buffer for private homecare or long-term care should those resources not be available to you when the time comes. If you’re considering a retirement residence, consider choosing one with homecare on site, even if you don’t need it today.
Be sure to talk openly about your goals with a financial adviser and be sure to appoint a trusted Power of Attorney (POA) who is aware of these goals and wishes.
If you’re considering a retirement residence, it maybe very helpful to choose one where the rent is inclusive of utilities, wifi, cable, tenant insurance and storage. Of course, it all depends on how much they charge, but this hassle-free rental model can really reduce anxiety, which can increase with age.
Also, consider the benefits of living in a facility where there is staff on site 24 hours per day, and the cooking, cleaning and snow shoveling is done by someone else!
Talk about the life you want
Many people avoid having difficult conversations with their spouse and family until it becomes urgent and nothing is in place. Transitions are easier when shared so talk about what you want, where you want to live and why in an open and honest way. Consider how much structure or flexibility you want, and what you want done (or not done) in a medical directive. When a crisis arises, families benefit greatly from clear, well laid-out plans because grief and stress cloud our ability to think.
No matter what stage you’re at, I would encourage you to prayerfully consider some of these items to ensure you’re ready to enjoy your next chapter to the fullest!
Erin Walton is the CEO of Emmanuel Seniors Living Society, a Christian non-profit organization that operates Emmanuel Home and Lighthouse (ESLS.ca), independent and assisted living facilities in Edmonton, Alberta.
