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Economics

A sad tale of a wealthy millennial’s moral confusion

A few years back my wife heard a young woman share that she had felt guilty for being able to go out to dinner with friends in Chicago. She knew her mother, still living in South Africa, wasn’t able to dine out like this.

When she later told her mother about her feelings during a phone call, her mother was having none of it. She told her daughter that gratitude, not guilt was the appropriate response to God’s blessings. The young woman was told that she should thank God for how she’d been able to immigrate to America, and she could also pray and work for a time when South Africans, and others around the world, would enjoy blessings similar to those she was experiencing now in America.

Is wealth immoral?

I remembered that story the moment I began reading about Adam Roberts, a Millennial who in his Vox article “Is wealth immoral?” expressed his sense of guilt and injustice at having inherited over a million dollars as a child of wealthy parents.

“As I got politicized around things like wealth inequality, climate change, war, and the forces connecting them, I didn’t connect it too much with my own family or history,” he wrote.

But then he came to understand things differently.

He confessed, as if they were sins, that his family had gained wealth through the oil industry, banking, and stock in companies that built things for the military. His parents had given him stock in ExxonMobil, BP, and Chevron – another reason for guilt.

As he became active as a “community organizer” in Boston, “no longer surrounded by wealthy peers,” it “felt absurd … to have access to so much when so many others didn’t.”

“As a result,” he wrote, “I got real weird about money. I’d barely spend any of it.” He’d walk instead of taking Uber. Spending of $300 a month for prescription drugs for his mother-in-law was okay, but he was conflicted about putting down $30,000 on a house or spending $6.99 for a bag of popcorn at a theater. So he offset those two by contributing $30,000 to a land trust and declining to get a soda refill.

But such things, he believes “are imperfect, individual actions.” The whole system that allows people to amass such wealth while others struggle is “immoral.” Everyone, he thinks, should have a modest first home, but nobody should have a “$20M mansion in Newport, RI,” a second home if anyone else is homeless, or a third (or fourth or fifth). Nobody should buy a new $799 sofa when he could buy a used one, and nobody should have a yacht – at all.

“Is it moral to hold any excess  private wealth under capitalism?” he asks – and later reveals that it’s not.

“Does it matter how that wealth was accumulated?” He offers four examples: fossil fuels, medical doctor, useful invention, or stocks.

He draws toward his conclusion by writing:

“In a system that produces a handful of people with billions of dollars while hundreds of millions of people still lack access to basic human needs like health care and affordable housing … the question isn’t what billionaires should do with ‘their’ money. It’s how to enact policies that prevent any one person from concentrating that much wealth and power in the first place.”

He recommends “taxing wealthy families like mine a whole lot more” because it’s “totally happened in the past,” it’s “part of the Green New Deal,” and it’s “widely supported.”

At the level of individual choices, he reports that he’s donated roughly a third of what he inherited to charitable causes and intends to donate another third. “For me, it feels like part of becoming more connected and alive on this planet,” he says.

Good motives; bad conclusions

How should we respond to such thinking? Certainly not by condemning Roberts’s motives. It’s refreshing to see someone born rich who cares about those who weren’t. His charitable giving is to be commended, as is his self-restraint. And, frankly, as I read his article (accompanied by brilliant illustrations that drive home his points), my heart went out to him.

Nonetheless, there are serious problems with his thinking.

Is “wealth inequality” unjust by definition? Why, then, hasn’t he already divested himself of everything he owns except what would equal the average net worth of people around the world?

How can anyone buy a used sofa – or any sofa at all – if nobody buys a new one?

What constitutes a modest first home – something typical of Corinth, Mississippi, where median home value is $105,900? Or of Boston, where Roberts lives and the median home value is five-and-a-half times as much, or Manhattan at eleven times as much, or San Francisco (tack on another hundred grand)?

Or – let’s get real now, and care about the whole world, not just wealthy America – is $1,000 a square foot, common in Boston, “modest,” or $99 (7,000 rupees) a square foot, common in Bengaluru (Bangalore), India’s “silicon valley”? Or next to nothing for the cardboard shacks in which millions of the poor of Africa, Asia, and Latin America live?

And what’s the dividing line between a moral system and an “immoral” one that allows people to amass such wealth while others struggle? Is personal net worth of $10,000 okay, but not $11,000? Or $250,000 but not $300,000? What objective standard justifies where Roberts draws the line?

And what is “excess” wealth? Consider millionaires and billionaires – the sort of persons Roberts thinks “the system” should disallow. What do millionaires and billionaires do with their “excess” wealth?

Well, they might buy stocks or bonds – providing the capital to pay workers, equip them with expensive tools that enable them to produce the food, clothing, shelter, transportation, medical care, and other benefits still other people need. They might buy a second or third house (or a yacht, or a private jet), construction of which employed workers whose wages provided food, clothing, shelter, transportation, medical care, and other benefits to themselves and their families.

Maybe they’ll just stick it in a bank account – from which the bank will make loans to companies that will employ people to make things that benefit others. About the only thing they can do with it that will be of use to nobody is hide it under the mattress. (Let me know if you run into a millionaire who does that. I’m curious to meet such an eccentric.)

It’s pretty clear that Roberts thinks there’s something particularly immoral about accumulating wealth from fossil fuels. Yet using those fossil fuels has lifted billions of people out of the poverty that breaks Roberts’s heart by providing not only energy but also plastics that prevent foods from spoiling; fertilizers that allow farmers to grow more food on less land to feed the growing human population while leaving land available for wildlife; pharmaceuticals that heal diseases; and literally thousands of other products derived from them. And when he bemoans fossil fuels’ contribution (however great or small) to climate change, does he weigh that against all those other benefits from them – plus the roughly $3.2 trillion in extra crop yields the CO2 emitted from them added to global crop yields (making food more available for the poor) from 1960 to 2012, with another $9.8 trillion expected by 2050? Medical doctors, whose method of accumulating wealth it seems Roberts favors over fossil fuels, would be severely handicapped without fossil fuel-derived medications (maybe including some his mother-in-law takes), not to mention the electricity that lights their operating rooms and powers their refrigerators to preserve their medications, their MRIs, and every other high-tech invention that enables them to restore people’s health and prolong their lives.

How many of the things that raised human life expectancy at birth from about 27 or 28 years before the Industrial Revolution to about 70 today worldwide (and 80 in developed countries) would have been developed if no inventors, innovators, or entrepreneurs could have received any more rewards for their efforts than those who dug ditches (an honorable task but not highly rewarded) or just sat on their haunches?

For some, wealth is a problem

When a rich ruler asks what he must do to inherit eternal life, Jesus tells him to obey God’s commandments – something the man says he has done from his youth up.

“One thing you still lack,” Jesus says. “Sell all that you have and distribute to the poor, and you will have treasure in heaven; and come, follow me.”

The man leaves sad, prompting Jesus’ remark, “it is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God” – i.e., impossible. But, He explains, “What is impossible with men is possible with God” (Luke 18:18–27).

So does that justify Roberts’s feeling guilty about his inherited wealth, and demanding that “the system” be changed to prevent anyone’s amassing “excess wealth” while others struggle?

Charity is good, and so is investment

No, for in the very next chapter, when Jesus encounters a rich tax collector who says that he will give half his goods to the poor and restore fourfold anyone he has defrauded, Jesus responds, “Today salvation has come to this house, since he also is a son of Abraham” (Luke 19:1–10).

So which is it? Must one give everything away, or half? Or is there a different point entirely – wealth takes the place of God for some people, and must be given away entirely, but not for others.

After that encounter, Jesus tells a parable about a nobleman (who represents God) who entrusts money to each of ten servants and instructs them to engage in business until he returns. On his return, the servants report their performance. The first has multiplied the investment ten times, the second five times. He rewards them proportionately.

The third servant says, “Lord, here is your mina , which I kept laid away in a handkerchief; for I was afraid of you, because you are a severe man. You take what you did not deposit, and reap what you did not sow.”

The nobleman, ignoring the obvious lie that he was reaping where had not sown, responds, “I will condemn you with your own words, you wicked servant! You knew that I was a severe man, taking what I did not deposit and reaping what I did not sow? Why then did you not put my money in the bank, and at my coming I might have collected it with interest?” Then he instructs others to take the money from him and give it to the first servant.

“Lord,” they protest, “he has ten minas!”

And the master responds, “I tell you that to everyone who has, more will be given, but from the one who has not, even what he has will be taken away” (Luke 19:11–27).

God condemns injustice, not wealth

The Bible has much to say about the need to protect the poor from oppression and to give charitably to help those who cannot help themselves. But nowhere does it condemn wealth. Indeed, some of the most important of God’s people were wealthy – Job, Abraham, Isaac, Jacob, Joseph, David, Solomon, Joseph of Arimathea, and wealthy women who provided for Jesus and His disciples.

The Bible condemns greed, selfishness, and injustice – but it never equates injustice with inequality.

Adam Roberts’s confusion is sad, for it means he encourages not only envy and resentment toward many whom God has blessed but also false guilt on the part of many, including himself, who are blessed.

By all means, whether you consider yourself rich or middle class or poor, give to the poor, and work to protect the poor from injustice. But don’t condemn all inequality as injustice, and don’t feel guilty for the gifts God has given you. 

Calvin Beisner, Ph.D., Founder and National Spokesman of The Cornwall Alliance for the Stewardship of Creation and a former professor of historical theology and social ethics at Knox Theological Seminary, is author of Social Justice vs. Biblical Justice: How Good Intentions Undermine Justice and Gospel.

Questions to consider

  1. How does God's "equality" as found in James 2:1-4, and Lev. 19:15 differ with the sort of equality that Adam Roberts wants the government to bring in? How does equal treatment under the law differ from being made equal by the law? (See the comic below).
  2. Roberts feels guilty for two different reasons: 1) for being wealthy, and 2) for how that wealth was garnered. As Christians, which of those two could be a legitimate concern, and which is not? Why?
  3. Each time money is exchanged for merchandise both parties become "wealthier." When I pay $5 for a book it's because that book is worth more than $5 to me and the merchant gives me the book because the $5 is worth more than the book to him (or else neither of us would make the trade). Amazingly both of us came off the better for the trade. Thus, money gained via legitimate means (piracy and money laundering are both out) represents good that has been done and wealth that has been increased. How should that understanding color our impressions of billionaires and millionaires? How much "good already accomplished" does their wealth represent?
  4. The 10th Commandment (Ex. 20:17) says we're not to covet our neighbor's stuff. Is it still coveting if we support a political party that has plans for our uber-rich neighbor's wealth? Explain.
  5. Lord Acton's most memorable quote "Power tends to corrupt, and absolute power corrupts absolutely" is based on a biblical understanding of Man's fallen nature. Is this adage a good reason to want to diminish the wealth – and thus the power – of the very wealthy? Or does the 10th Commandment apply even to their power?
  6. In Luke 12:48 we read, "...from the one who has been entrusted with much, much more will be asked." Is this passage a good justification for higher taxes on the rich? Is this God speaking to government about what the wealthy need to do, or God speaking to the wealthy about what the wealthy need to do?

Economics

What if selling could be a beautiful thing?

“I hate sales.” That phrase came up again and again while I was working with a group of Christian not-for-profit leaders. As we explored the issue together, it became painfully clear that worldly stinkin’ thinkin' had crept into their minds. For them, sales meant…. Prompting people to do something they didn’t want to do. Twisting people’s arms. Using people for your own good and not theirs. Images of cold-hearted, self-focused, not-for-the-good-of-others, coercive people dominated our discussion. It was time to move our stinkin' thinkin' to Kingdom thinking. Over my 25 years as an entrepreneur, business and sales professional, one of the bigger challenges to overcome has been the negative sales mindset many Christ-followers have adopted. In my experience, many see “sales” as a dirty word… a “necessary evil” to somehow make their business work. In their thinking, “wouldn’t business be great if I didn’t have to sell”! But consider these questions: What if “selling” could be a beautiful thing? What if we looked at engaging in the sales process as a gift of service to the one with whom you are looking to “make a sale”? What if  you could quit focusing on selling and, instead, help the potential customer buy? What is your response? How do you view sales? What follows are five very "Deliberate sales mindsets" I invite you to make your own. If you do, these could be game changers for you and your business! They were for me! Deliberate sales mindset #1: THE PROCESS OF SALES IS BEAUTIFUL! God created work! Yes, we corrupted it as part of the Fall into sin, yet in the original design work was beautiful. Therefore sales, done in a Kingdom way, is also beautiful. (Genesis 2:2, Colossians 3:23, Ephesians 6:5-9) Do you believe that selling can be a beautiful process? Why or why not? Deliberate sales mindset #2 FOCUS ON LOVE! A Christ-following sales leader is called to show Christ’s “love” to the potential buyer. This is non-negotiable for one who is committed to Christ. Either the “Great Commandment” is the “Great Commandment” or it is not. If this is so, an essential focus for the sales person is to ensure that they “love” (Matt 22:34-40). This kind of love is where I choose to extend myself for the highest good of another. Deliberate sales mindset #3 CHOOSE TO SERVE! Your mindset is to serve and not be served. Jesus in Mark 10:45 says it well: “For the son of man did not come to be served but to serve and to give his life as a ransom for many.” And we are called to become imitators of Christ (Ephesians 5:1-2). Deliberate Sales Mindset #4 HUNT FOR VALUE! If “sales” is beautiful, and you are committed to loving the customer, then you are “free” to hunt for the value that will be meaningful for the customer. You are in pursuit of doing whatever you can to add value to your client’s world. Within the bounds of your well thought out business model you are free to listen well and ask thoughtful, meaningful questions. Pursue uncovering the value that may be hidden, just waiting to be discovered. Deliberate Sales Mindset #5 BE CURIOUS! Nothing will kill a sales opportunity faster than approaching it with a “know-it-all” attitude. Pride and ego are “show stoppers” for sales people (let alone everyone else). Think of the times you have encountered an arrogant sales person – I suspect not a great experience. Again, Jesus paves the way for us. He showed us, in His role, what it meant to operate with humility. (Phil 2:1-3 & 1 Peter 5:5-10) To bring authentic curiosity, where you are truly interested in what is best for your client, requires humility. Humility communicates that you are learning from this client; they will teach you what they need. You job is to offer a heart and mind that is keen to listen and learn from them. PERSONAL APPLICATION So let’s move our view of sales from stinkin' thinkin' to Kingdom thinking! Either by yourself or with the help of others in a group ask: Father, what are you teaching me about you, and your view of “sales”? What are you teaching me about my view of sales? How aligned is my view with yours? What actions would you have me take as I “sell”? And, is there someone you want me to share this with? Pete Kuehni is a partner at DeliberateU, a group offering business leadership mentoring for Christian business owners in their workplace, families and communities, with the goal of increasing their capacity to grow in both faith and business effectiveness. Their conviction is that God uniquely uses the marketplace to extend His kingdom purpose – to serve others while growing in faith, hope and love. You can learn more at DeliberateU.com where this article first appeared under the title "Tired of selling but you need more sales?"...

Economics

If work is worship, does that mean I just gotta be warm and fuzzy all day?

In an earlier article we peered into God’s design for business and how that changes one’s outlook on vocation and the marketplace. Our work done His way reflects God’s character and unleashes His beauty. Because faith and work are seamless, our work is worship. But some of us stand on the proverbial shores unsure, skeptically dipping our feet into these new waters. A first response is often, “So we’re gonna sing “Kumbaya” around the water cooler all day? Do you expect me to turn my business into some charity and not make any money? That’s all very nice, but it’s not the real world. We have to get stuff done here!” Do you feel the tension in doing your work as worship? Is there a strain between serving others and making sure that your business gets its needed results? Herein lies the false dilemma that often brings us unneeded guilt. But there’s hope! GOD’S MODE In His image, reflecting His beauty, God perfectly designed us for every aspect of work. He loves our work – because of its purpose. In the last article we learned that even our work is an expression of Him. God is deeply interested in every part of it. How we care for people, balance books, run systems, innovate, hire and fire and make healthy profit – it all matters to Him! He designed us to run our businesses with excellence, reflecting His character. That means He’s deeply interested, involved, and holds us accountable in our businesses’ customer service, sales, finances and operations. So yes, he even cares about your bottom line. It too is an act of worship! Proverbs encourages us in pursuing excellence and shows how honest gain is an outcome of God’s blessing on hard work. Competency and profits increase our capacity to do more good As we read in Proverbs 14:23: “All hard work brings a profit, but mere talk leads only to poverty.” Proverbs 22:29 tells us that if we are skilled at what we do, we’ll always be in demand. Bruce Ashford practically writes “God often works through our jobs to love his image-bearers. In other words, God uses the products of our work to provide for our fellow citizens. When God wants to feed a hungry child, He does not usually do so in miraculous manner; He usually does so through farmers, truck drivers, grocery store owners, contractors, electricians, plumbers and a myriad of other types of workers… In conclusion, our callings are our primary means to bring God glory by loving Him and our neighbour. If we are seeking to fulfill these callings faithfully and with excellence, we can multiply our faithfulness in every dimension of society and culture, and across the fabric of our shared human existence.” OUR MODEL So what does this look like in business terms? I work in a Christian leadership mentoring firm called DeliberateU, where we’ve honed the art of business down to three foundational pillars. Wrapped in a kingdom-focused culture these are: People: Creating a great place to work where people are growing and led by clear purpose and values. Sales: Serving others, not self. Creating a “wow” experience with a great product and service. Results: Building a healthy, sustainable business that is well positioned to grow and give back. When these spheres work in synergy something stunningly beautiful takes place! Rooted in the essence of the Great Commandment of Matthew 22:36-40 they unleash in us the capacity to reflect God’s creativity, excellence, grace and truth. They allow us to worship Him by blessing and serving our neighbor. But here’s the scoop: it always starts with people. Why’s that you say? Well, who has God made the pinnacle of His creation? People. So as business owners we are entrusted with God’s greatest creation. Whether staff, customers, or janitors, people like you and I are His craftsmanship made in His image. If we as Christian business leaders saw all people as our neighbors, how might that change the way we steward His most precious creation? What a privilege! How can we glorify God in the spheres of team and customer experience together with business processes, all while producing a healthy bottom line? In this 2013 video, Cardone Industries shares how it is trying to deliver on all three. When we intentionally lead the businesses entrusted to us in a God-focused way, to His design, our work is worship. Our work opens up opportunities to practically serve people while blessing them, their families, and communities. Is your business an act of worship? DELIBERATE APPLICATION: If work is worship, do I view my business as something I built or something God entrusted me with? How does that change how I view work as worship? Look in the mirror and ask yourself. “What primarily drives our business: People, Production, Profit or Pride”? If I’m to lead with “truth and love” do I care for people, carry people or care less for people? This is part 2 in the “Work is the Worship” series – you can find part 1 here. Darren Bosch is a partner at DeliberateU - leadership mentors for Christian business owners looking to grow in their workplace, families and communities. Their conviction is that God uniquely uses the marketplace to expand His kingdom purpose – serving others while growing in faith, hope and love. ...

Economics

The rich get richer by making us all wealthier too

Coveting is not only a sin, it's stupid. It's important we're clear on both points, because the Devil is willing to work any angle. He knows he's not going to fool us on the sin side – many of us hear the Ten Commandments read every Sunday again. But what if he could make the case that, sure, coveting is sinful, but it still makes sense? Oh, yes, looking over the fence at your neighbor's stuff may not be polite...but just look at it all! Does he really need all that stuff? Is it even fair that he has all that? To many, Christians included, this is an appealing pitch – fairness is a good thing, isn't it? Then comes the clincher: we're told all this ogling is okay because our neighbor’s wealth – well, a lot of it anyway – is really ours in the first place. The way the story is told, there's only so much wealth to go around, so our rich neighbor could only become wealthy by taking more than his fair share, leaving poor folk like us with next to nothing. So we're not coveting someone else's stuff – it's really ours. We have a right to it, and it’s about time that the rich starting giving it back! That’s a popular story in the world today. But as you might suspect, folks who tell us it is okay to do what God forbids (Ex. 20:17) don't have their facts straight. The truth of the matter is that, so long as our rich neighbor didn’t get their money from piracy or lobbying the government (did I just stutter?) – so long as he got his money by earning it – his wealth didn't come at our expense at all. In fact, if he got his money by selling something others wanted – whether it's iPads, cows, or his own labor – then this rich neighbor has already given back more than he got. As commentator John Stossel explains: "It is instinctive to think of life as a zero sum game – if I win, you lose. Politicians think that way because that’s how their world works. And lawyers who sue people think that way – you either win or you lose. "But in business, you only win if you give your customers something they want. If you make a big profit, it doesn’t mean you took it from the customer. The customer voluntarily gave you his money. He felt he gained something too. It is why you get the weird double thank you moment when you buy anything. If you bought a cup of coffee this morning, you gave the cashier a buck, and she said, 'Thank you.' She gave you the coffee, and you said, 'Thank you.' "'Thank you.' 'Thank you.' "Why both? Because you both felt you won. The same is true with even the richest people on the planet. We look at a Bill Gates and think that he must owe us something because he has so much. But how did he get his billions? By selling a product – Windows 1.0 – for $99. To Gates, the $99 was worth more to him than his product, and that's why he was happy to make the exchange – it made him wealthier. But here's the thing: his customers were happy to make the exchange too, because his product was worth more to them than holding on to their $99. Afterwards they felt they were better off too – if they didn't, they never would have made the purchase. So today's covetousness is as sinful as ever. But it is more than that: talk of "getting the rich to pay their fair share" shows a fundamental misunderstanding of the good the industrious rich have already done. A rich businessman like Gates has made his billions by giving something even more valuable to his customers and in doing so, he is already spreading the wealth – billions and billions of dollars worth....

Economics

Work is Worship

Done right, it is an expression of God’s character and beauty **** There we sat under the starry skies, talking faith, family, fun and business. A familiar space. Like many of you, I get to enjoy some nice campfire-convos each summer. But this particular night challenged me. It didn’t take long for the business conversation of this committed Christ-follower and marketplace leader to leave me saddened. “We’ve tried investing in people for years, even hired consultants to help us! At the end of the day, nothing works. We’ve just resigned ourselves that there’s only one reason we’re in business: to make money. At the root of it, that’s what it’s all about.” Similarly, a Christian business owner recently told me the purpose of his business was to simply retire with a healthy nest egg so that he didn’t have to worry. It's a familiar business ploy by the great Deceiver. Skewed view See, many Christians hold a decidedly skewed image of work. Some view it simply as a curse post-Genesis 3. Others make a false distinction between what they perceive as the sacred (God), and the secular (everything else), separating Sunday’s worship from Monday’s work. The problem with these is that these views of work always disappoint. They force us to view God as an evil taskmaster and you just have to buck-up because “that’s your lot in life.” Or, when my identity is not a reflection of God’s character and design, that’s because I’m choosing to run parts of my life on my own, thank you very much. Both these approaches to work will leave you banging your head against the wall – we're hungry for something more, because we’ve left God out of the picture. Work is a gift Work is God’s gift to us. It’s not a result of the fall into sin. In giving Adam and Eve the job of cultivating and caring for the garden, He not only made them the first landscapers, He designed their DNA so that whatever they put their head, heart and hands to is a form of worship. The same is true for us. Made in His image, vocation is an extension of God's work of maintaining and providing for His creation, bringing Him glory and enjoying Him. Hundreds of times in the Bible the Hebrew word “avodah” is used to mean both “to work” and “to worship.” Our work is meant to serve God’s purposes more than our own, which prevents us from seeing work as a means to stock up our coffers, set ourselves up for retirement, or just plod away ‘cause it's a necessary burden. Simply put, work is worship. The Gospel actually gives us new lenses to see work through: we actually work for God Himself! Consider Eph. 6: “Slaves, obey your earthly masters with respect and fear, and with sincerity of heart, just as you would obey Christ. Obey them not only to win their favor when their eye is on you, but like slaves of Christ, doing the will of God from your heart. Serve wholeheartedly, as if you were serving the Lord, not people...” Now there’s a reason to get out of bed in the morning! Why does it matter? Martin Luther said that you can milk cows to the glory of God. Why? It's your attitude that says, “God I'm doing it for you.” So whether you’re cutting flagstone or someone’s hair today, your handiwork, even with imperfection, is for God’s glory. Your and my work is an expression of His creativity, because we’re made in His image. That’s a calling. That’s worship! So why does having the right understanding of work matter? Because it is only when we understand it rightly that we can best use it to: GIVE GOD THE GLORY: a response of gratitude for what He did for us REFLECT HIS CHARACTER: made in His image, we get to display this to others SERVE PEOPLE: we are conduits for God’s grace and kingdom to extend GIVE: we earn so we can to give to others MEET OUR NEEDS AND INVEST OUR TALENTS: by exercising God-given gifts He provides for us So, the next time you arrive in your office, on the plant floor or at your client's site, remember who you are, and then consider what you are doing. Your spiritual life is being expressed through your work. Your work is worship. It’s life changing. Col. 3:23 says: “Whatever you do, work at it with all your heart, as though you were working for the Lord and not for people.” It’s my prayer that you will see your work as significant and view that significance in the light of God’s favor and plan. We are created to intimately know God, glorify him and enjoy Him forever. Let’s do that in our work! Deliberate application: How does seeing work as a form of worship change my company’s purpose and values? If I begin doing everything "as though I’m working for the Lord and not for people” (myself or others), how would that change the way I work? Because God loves business and the marketplace, and because we are called to imitate God (Eph. 5:1) let’s consider, how would Jesus do my job? Which people would He serve? What would be His vision or S.M.A.R.T (or specific, measurable, achievable, relevant, and time) goals? When we finish a job, can we say, “Thank you Father, for making me for this purpose”? https://youtu.be/oqxo3PiIYIU Darren Bosch is a partner at DeliberateU, a group offering business leadership mentoring for Christian business owners in their workplace, families and communities, with the goal of increasing their capacity to grow in both faith and business effectiveness. Their conviction is that God uniquely uses the marketplace to extend His kingdom purpose – to serve others while growing in faith, hope and love. You can learn more at DeliberateU.com where this article first appeared....

Economics

Let's not be the squeaky wheel

Fewer people are using VIA Rail, more trains are behind schedule, and the Crown corporation continues to bleed money by the millions: that’s what Canada’s Auditor General found when he took a close look at the passenger service this spring. In 2014 VIA had revenues of $280 million, but spent $597 million in operating costs, plus another $82 million in capital projects (putting down tracks, etc.). That works out to a loss of $399 million, all of it covered by the government. So what did taxpayers get for their money? Well, an economy ticket for a four-day trip from Vancouver to Toronto is roughly $500, but the true cost is $1,100, with the government chipping in the difference of $600.  Even with government subsidies of $55 million for the Vancouver-Toronto route, VIA Rail can’t compete on speed or price. In comparison an economy ticket for a flight on WestJet for the same route can be had for $300 and will take five hours. A bus ticket for a three-day Vancouver-Toronto trip is as little as $250. Government intrusion into the marketplace has left us with a business that is slower, more expensive, and costs hundreds of millions of Canadian tax dollars each year. Why, then, does VIA Rail still exist? Because every time they cut service on unprofitable routes, ticket buyers – those who get the bulk of their ticket price paid for by taxpayers – protest. And these squeaky wheels continue to get greased. What’s the takeaway for us? Let’s not be that sort of squeaky wheel. We can make use of VIA’s service for as long as they exists – we don’t need to feel guilty about taking advantage of their subsidized ticket prices. Why? Because so long as their trains are going to keep running whether profitable or not, our ticket purchases will amount to a small decrease in VIA’s overall losses. However, if VIA proposes cutting a money-losing route – even our favorite route – then we must not squeak! It’s one thing to make use of wasteful government services, and quite another to demand the government continue providing these services. On what biblical basis can we argue that others should be required to subsidize our scenic train trips? SOURCES: VIA Rail Canada Annual Report 2014; 2016 Spring Reports of the Auditor General of Canada: Via Rail Canada Inc. – Special Examination Report - 2016...

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