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Finances for the layman: a podcast review of “Two Stewards”

Two Christian businessmen from southern Ontario with passion for real estate, money management, and other financial topics wanted to share their experience and advice with the broader world. What better way than to start a podcast?

Mark Krikke and Brent VanderWoude call their two-man show “Two Stewards” (TwoStewards.ca), a great title for lessons on stewardship that are communicated in layman’s terms, with good humor thrown in. Mark and his wife Kristen Krikke founded Joyhill Property Management, specializing in short and medium-term property rentals. Brent and Cherita VanderWoude own “Good Stewards” (GoodStewards.ca), a company with the goal of helping clients invest in real estate with someone at their side as a partner and adviser.

“There are a ton of podcasts out there with promises of getting rich quick, and that’s not us” said VanderWoude. “We want to highlight financial realities of the world we live in, and help people make stewardly decisions with their money, all from a Christian perspective.” As VanderWoude laid out in their first show, “If your money is going to outpace inflation, you can’t just put it in a savings account; that just doesn’t work anymore.”

After two introductory shows, the next episodes of the podcast focused on real estate as an investment, with the hosts making a strong case that buying homes for this purpose is superior to many other ways to make your money grow. In episode three, Krikke touted the ability to leverage your investment dollars – you, as an investor, provide the down payment, but the bank lends you a multiple of those funds, allowing you to make a return on a larger investment than your original down payment. The hosts also brought up cash flow, third-party paydown, and price appreciation as just some of the reasons to choose real estate for your investing.

If these terms are making your head spin or your eyes glaze over, you might appreciate Krikke’s and VanderWoude’s simple and down-to-earth explanations of each of these concepts. “Two Stewards” can be found on all the usual podcasting apps, on Youtube, and on their website TwoStewards.ca.

Brent VanderWoude was also a guest on Real Talk Episode #44 – What is Money?

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